✈️ 30 Seconds · No SSN

Mortgage
Pre-Flight Check

Get your boarding pass before you submit. Green = clear for takeoff. Yellow = fix before flying. Red = grounded.

🔒 No data stored — entries are not saved or transmitted 👤 Anonymous — no personal identifiers collected 📊 Simulation only — not a credit decision 🏛️ HMDA data — public federal dataset
Enter File Details
680
No SSN · No credit pull · Educational purposes only
Boarding Pass — Approval Risk Score
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Risk Factors Detected
Current Market Context (FRDI)
Recommended Lenders — Historical Fit
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📊 Did This File Get Approved?
Help improve routing accuracy for all brokers. Anonymous — no file details stored.
Pre-Flight scores are derived from CFPB HMDA 2018–2024 denial rate patterns and OFI model (r=0.902). Not a prediction of individual outcomes. Lender guidelines change frequently — always verify current overlays directly. Not financial advice.