Partner Program · May 2026
Reach Borrowers
No One Else Can
FinanceRateCalc serves the mortgage borrowers most lenders never see — SSDI recipients, self-employed, medical residents, and denied applicants who don't know where to turn. These aren't unqualified. They're underserved.
578K
Quora views (mortgage topics)
Who We Reach
Our audience isn't shopping for rates. They're asking deeper questions — and they need someone who knows edge-case underwriting.
SSDI / Disability Income
Self-Employed / 1099
Medical Residents & Fellows
Denied Applicants
Teacher / Nurse Programs
Asset Depletion
Non-QM Candidates
First-Gen Homebuyers
Why This Audience Is Valuable
🎯 Pre-educated, not rate-shopping
Users who simulate their approval odds, decode their denial letters, and compare FHA vs Conventional are serious buyers — not tire-kickers. They've done the homework.
🔍 Edge-case specialists welcome
Our users need lenders who understand SSDI gross-up, 1099 income normalization, and physician loan DTI exceptions. If you know these products, these are your clients.
📍 City-specific intent
Our City Affordability Index and 22 city pages attract borrowers with a specific city in mind — not passive browsers. High purchase intent.
Zai Pro — Broker Subscription
Zai Pro for Brokers
Full AI underwriting intelligence suite for mortgage professionals
$149/mo
Cancel anytime · No setup fee
✅ Unlimited denial letter analysis
✅ Overlay intelligence (agency vs lender rule)
✅ Commission recovery identification
✅ Digital Twin for every client
✅ Client shareable links
✅ SSDI/1099/physician simulators
✅ FHA vs Conv vs VA comparison
✅ Priority Zai AI responses
💰 ROI example: One recovered denial = $5,000-15,000 commission. Zai Pro pays for itself on the first client you save.
Apply for Early Access (First 50 Brokers) →
Early access brokers get founding member pricing locked for life.
Other Partnership Options
Simple, performance-based. No upfront fees during pilot.
Referral Link
Your link on relevant FRC pages. User clicks → your site.
Free pilot
Lead Referral
User completes Zai consultation → you get warm lead with profile summary.
$50–150/lead
Co-Branded Tool
Your branding on FRC SSDI/physician/1099 calculators. Exclusive niche.
Custom
🏅 Get FRC Certified
Become a certified FRC Overlay Intelligence Analyst. Listed in our professional directory. Referred clients. Free first cohort.
Apply for Certification →
Apply to Partner
Questions: [email protected]