{
 "reading_id": "2027-01",
 "planned_date": "2027-01-15",
 "rules": [
  "fhfa-conforming-loan-limits-2027",
  "fha-forward-loan-limits-2027",
  "cfpb-hoepa-qm-thresholds-2027",
  "va-funding-fee-2023-04-07",
  "fha-annual-mip-ml-2023-05"
 ],
 "questions_per_rule": 5,
 "absence_questions": 5,
 "conditions": [
  "no_source",
  "with_rule"
 ],
 "models": [
  "claude-haiku-4-5",
  "claude-sonnet-4-5",
  "one OpenAI model (credits permitting)",
  "one open-weights model"
 ],
 "grader": "deterministic (eval/stale_rule_probe.py)",
 "success_threshold": "with_rule >= 90% per model; absence >= 80%",
 "cost_cap_usd": 5,
 "note": "2027 limit rules are written when FHFA/HUD/CFPB publish them (Nov\u2013Dec 2026)."
}