{"national": {"apps": 1187606, "denials": 262250, "rate_pct": 22.08, "hecm_excluded": 29691, "peer_medians": {"dti": 40.3, "credit_history": 25.4, "collateral": 10.6, "insufficient_cash": 6.8, "incomplete": 1.8, "unverifiable_info": 7.9, "employment": 5.0, "other": 11.0, "denial_rate_pct": 13.8}}, "endpoints": {"lender": "https://financeratecalc.com/api/lender/{slug}.json", "metro": "https://financeratecalc.com/api/metro/{slug}.json", "state": "https://financeratecalc.com/api/state/{two-letter-code}.json", "index": "https://financeratecalc.com/api/index.json"}, "counts": {"lenders": 98, "metros": 319, "states": 52}, "lenders": [{"lender": "United Wholesale Mortgage", "slug": "united-wholesale-mortgage", "denial_rate_pct": 21.4, "decisioned_applications": 112470, "url": "https://financeratecalc.com/api/lender/united-wholesale-mortgage.json"}, {"lender": "ROCKET MORTGAGE", "slug": "rocket-mortgage", "denial_rate_pct": 29.8, "decisioned_applications": 96051, "url": "https://financeratecalc.com/api/lender/rocket-mortgage.json"}, {"lender": "FREEDOM MORTGAGE CORPORATION", "slug": "freedom-mortgage", "denial_rate_pct": 19.9, "decisioned_applications": 41095, "url": "https://financeratecalc.com/api/lender/freedom-mortgage.json"}, {"lender": "DHI Mortgage Company, LTD.", "slug": "dhi-mortgage", "denial_rate_pct": 20.6, "decisioned_applications": 40378, "url": "https://financeratecalc.com/api/lender/dhi-mortgage.json"}, {"lender": "loanDepot.com LLC", "slug": "loandepotcom", "denial_rate_pct": 34.6, "decisioned_applications": 35196, "url": "https://financeratecalc.com/api/lender/loandepotcom.json"}, {"lender": "PENNYMAC LOAN SERVICES LLC", "slug": "pennymac-loan-services", "denial_rate_pct": 22.9, "decisioned_applications": 32517, "url": "https://financeratecalc.com/api/lender/pennymac-loan-services.json"}, {"lender": "CROSSCOUNTRY MORTGAGE, LLC", "slug": "crosscountry-mortgage", "denial_rate_pct": 6.2, "decisioned_applications": 29582, "url": "https://financeratecalc.com/api/lender/crosscountry-mortgage.json"}, {"lender": "Lennar Mortgage, LLC", "slug": "lennar-mortgage", "denial_rate_pct": 22.9, "decisioned_applications": 25525, "url": "https://financeratecalc.com/api/lender/lennar-mortgage.json"}, {"lender": "NEW AMERICAN FUNDING, LLC.", "slug": "new-american-funding", "denial_rate_pct": 26.9, "decisioned_applications": 25231, "url": "https://financeratecalc.com/api/lender/new-american-funding.json"}, {"lender": "GUILD MORTGAGE COMPANY", "slug": "guild-mortgage", "denial_rate_pct": 6.9, "decisioned_applications": 23298, "url": "https://financeratecalc.com/api/lender/guild-mortgage.json"}, {"lender": "AMERISAVE MORTGAGE COMPANY", "slug": "amerisave-mortgage", "denial_rate_pct": 78.7, "decisioned_applications": 22944, "url": "https://financeratecalc.com/api/lender/amerisave-mortgage.json"}, {"lender": "NEWREZ LLC", "slug": "newrez", "denial_rate_pct": 52.8, "decisioned_applications": 22790, "url": "https://financeratecalc.com/api/lender/newrez.json"}, {"lender": "Lakeview Loan Servicing, LLC", "slug": "lakeview-loan-servicing", "denial_rate_pct": 57.0, "decisioned_applications": 22734, "url": "https://financeratecalc.com/api/lender/lakeview-loan-servicing.json"}, {"lender": "FAIRWAY INDEPENDENT MORT CORP", "slug": "fairway-independent-mort", "denial_rate_pct": 8.3, "decisioned_applications": 17120, "url": "https://financeratecalc.com/api/lender/fairway-independent-mort.json"}, {"lender": "CMG MORTGAGE INC", "slug": "cmg-mortgage", "denial_rate_pct": 6.2, "decisioned_applications": 16233, "url": "https://financeratecalc.com/api/lender/cmg-mortgage.json"}, {"lender": "Carrington Mortgage Services LLC", "slug": "carrington-mortgage-services", "denial_rate_pct": 58.4, "decisioned_applications": 16051, "url": "https://financeratecalc.com/api/lender/carrington-mortgage-services.json"}, {"lender": "MOVEMENT MORTGAGE, LLC", "slug": "movement-mortgage", "denial_rate_pct": 5.8, "decisioned_applications": 14282, "url": "https://financeratecalc.com/api/lender/movement-mortgage.json"}, {"lender": "GUARANTEED RATE, INC.", "slug": "guaranteed-rate", "denial_rate_pct": 13.5, "decisioned_applications": 12162, "url": "https://financeratecalc.com/api/lender/guaranteed-rate.json"}, {"lender": "AMERICAN FINANCING CORPORATION", "slug": "american-financing", "denial_rate_pct": 71.0, "decisioned_applications": 11062, "url": "https://financeratecalc.com/api/lender/american-financing.json"}, {"lender": "Kind Lending, LLC", "slug": "kind-lending", "denial_rate_pct": 27.6, "decisioned_applications": 10723, "url": "https://financeratecalc.com/api/lender/kind-lending.json"}, {"lender": "UNION HOME MORTGAGE CORP.", "slug": "union-home-mortgage", "denial_rate_pct": 8.3, "decisioned_applications": 8891, "url": "https://financeratecalc.com/api/lender/union-home-mortgage.json"}, {"lender": "Equity Prime Mortgage LLC", "slug": "equity-prime-mortgage", "denial_rate_pct": 20.5, "decisioned_applications": 8792, "url": "https://financeratecalc.com/api/lender/equity-prime-mortgage.json"}, {"lender": "Village Capital & Investment", "slug": "village-capital-and-investment", "denial_rate_pct": 33.3, "decisioned_applications": 8725, "url": "https://financeratecalc.com/api/lender/village-capital-and-investment.json"}, {"lender": "American Pacific Mortgage Corporation", "slug": "american-pacific-mortgage", "denial_rate_pct": 12.8, "decisioned_applications": 8197, "url": "https://financeratecalc.com/api/lender/american-pacific-mortgage.json"}, {"lender": "Mutual of Omaha Mortgage", "slug": "mutual-of-omaha-mortgage", "denial_rate_pct": 42.1, "decisioned_applications": 8133, "url": "https://financeratecalc.com/api/lender/mutual-of-omaha-mortgage.json"}, {"lender": "PARAMOUNT RESIDENTIAL MORTGAGE", "slug": "paramount-residential-mortgage", "denial_rate_pct": 5.8, "decisioned_applications": 7977, "url": "https://financeratecalc.com/api/lender/paramount-residential-mortgage.json"}, {"lender": "Nationstar Mortgage", "slug": "nationstar-mortgage", "denial_rate_pct": 26.5, "decisioned_applications": 7650, "url": "https://financeratecalc.com/api/lender/nationstar-mortgage.json"}, {"lender": "NVR MORTGAGE FINANCE, INC.", "slug": "nvr-mortgage-finance", "denial_rate_pct": 34.0, "decisioned_applications": 7354, "url": "https://financeratecalc.com/api/lender/nvr-mortgage-finance.json"}, {"lender": "PLANET HOME LENDING, LLC", "slug": "planet-home-lending", "denial_rate_pct": 17.8, "decisioned_applications": 7304, "url": "https://financeratecalc.com/api/lender/planet-home-lending.json"}, {"lender": "CARDINAL FINANCIAL COMPANY, LI", "slug": "cardinal-financial-li", "denial_rate_pct": 12.0, "decisioned_applications": 6686, "url": "https://financeratecalc.com/api/lender/cardinal-financial-li.json"}, {"lender": "PLAZA HOME MORTGAGE, INC", "slug": "plaza-home-mortgage", "denial_rate_pct": 35.8, "decisioned_applications": 6155, "url": "https://financeratecalc.com/api/lender/plaza-home-mortgage.json"}, {"lender": "LOWER, LLC", "slug": "lower", "denial_rate_pct": 22.3, "decisioned_applications": 6150, "url": "https://financeratecalc.com/api/lender/lower.json"}, {"lender": "AMERICAN FINANCIAL NETWORK, INC.", "slug": "american-financial-network", "denial_rate_pct": 15.3, "decisioned_applications": 6096, "url": "https://financeratecalc.com/api/lender/american-financial-network.json"}, {"lender": "SUN WEST MORTGAGE COMPANY, INC", "slug": "sun-west-mortgage", "denial_rate_pct": 20.2, "decisioned_applications": 5859, "url": "https://financeratecalc.com/api/lender/sun-west-mortgage.json"}, {"lender": "PRIMELENDING", "slug": "primelending", "denial_rate_pct": 9.1, "decisioned_applications": 5782, "url": "https://financeratecalc.com/api/lender/primelending.json"}, {"lender": "Click n' Close, Inc.", "slug": "click-n-close", "denial_rate_pct": 9.2, "decisioned_applications": 5630, "url": "https://financeratecalc.com/api/lender/click-n-close.json"}, {"lender": "American Financial Resources LLC", "slug": "american-financial-resources", "denial_rate_pct": 10.4, "decisioned_applications": 5438, "url": "https://financeratecalc.com/api/lender/american-financial-resources.json"}, {"lender": "AmeriHome Mortgage Company, LLC", "slug": "amerihome-mortgage", "denial_rate_pct": 14.3, "decisioned_applications": 5371, "url": "https://financeratecalc.com/api/lender/amerihome-mortgage.json"}, {"lender": "EVERETT FINANCIAL, INC.", "slug": "everett-financial", "denial_rate_pct": 10.2, "decisioned_applications": 5337, "url": "https://financeratecalc.com/api/lender/everett-financial.json"}, {"lender": "NFM, INC", "slug": "nfm", "denial_rate_pct": 4.1, "decisioned_applications": 4831, "url": "https://financeratecalc.com/api/lender/nfm.json"}, {"lender": "ARK-LA-TEX FINANCIAL SERVICES LLC", "slug": "ark-la-tex-financial-services", "denial_rate_pct": 4.6, "decisioned_applications": 4671, "url": "https://financeratecalc.com/api/lender/ark-la-tex-financial-services.json"}, {"lender": "OCMBC, INC.", "slug": "ocmbc", "denial_rate_pct": 10.4, "decisioned_applications": 4437, "url": "https://financeratecalc.com/api/lender/ocmbc.json"}, {"lender": "FLAT BRANCH MORTGAGE, INC.", "slug": "flat-branch-mortgage", "denial_rate_pct": 1.8, "decisioned_applications": 4179, "url": "https://financeratecalc.com/api/lender/flat-branch-mortgage.json"}, {"lender": "Mortgage Research Center", "slug": "mortgage-research-center", "denial_rate_pct": 36.2, "decisioned_applications": 4160, "url": "https://financeratecalc.com/api/lender/mortgage-research-center.json"}, {"lender": "GOODLEAP, LLC", "slug": "goodleap", "denial_rate_pct": 35.5, "decisioned_applications": 4118, "url": "https://financeratecalc.com/api/lender/goodleap.json"}, {"lender": "PROSPERITY HOME MORTGAGE, LLC", "slug": "prosperity-home-mortgage", "denial_rate_pct": 18.1, "decisioned_applications": 4070, "url": "https://financeratecalc.com/api/lender/prosperity-home-mortgage.json"}, {"lender": "Pulte Mortgage LLC", "slug": "pulte-mortgage", "denial_rate_pct": 26.8, "decisioned_applications": 4007, "url": "https://financeratecalc.com/api/lender/pulte-mortgage.json"}, {"lender": "Inspire Home Loans Inc.", "slug": "inspire-home-loans", "denial_rate_pct": 15.7, "decisioned_applications": 3966, "url": "https://financeratecalc.com/api/lender/inspire-home-loans.json"}, {"lender": "KBHS HOME LOANS, LLC", "slug": "kbhs-home-loans", "denial_rate_pct": 12.2, "decisioned_applications": 3918, "url": "https://financeratecalc.com/api/lender/kbhs-home-loans.json"}, {"lender": "Plains Commerce Bank", "slug": "plains-commerce-bank", "denial_rate_pct": 14.5, "decisioned_applications": 3650, "url": "https://financeratecalc.com/api/lender/plains-commerce-bank.json"}, {"lender": "The Loan Store, Inc", "slug": "the-loan-store", "denial_rate_pct": 10.9, "decisioned_applications": 3619, "url": "https://financeratecalc.com/api/lender/the-loan-store.json"}, {"lender": "AdvantageFirst Lending Inc", "slug": "advantagefirst-lending", "denial_rate_pct": 37.6, "decisioned_applications": 3592, "url": "https://financeratecalc.com/api/lender/advantagefirst-lending.json"}, {"lender": "American Neighborhood Mortgage Acceptance Company", "slug": "american-neighborhood-mortgage-acceptance", "denial_rate_pct": 4.6, "decisioned_applications": 3543, "url": "https://financeratecalc.com/api/lender/american-neighborhood-mortgage-acceptance.json"}, {"lender": "TOWNE MORTGAGE COMPANY", "slug": "towne-mortgage", "denial_rate_pct": 5.5, "decisioned_applications": 3455, "url": "https://financeratecalc.com/api/lender/towne-mortgage.json"}, {"lender": "FIRST COMMUNITY MORTGAGE, INC.", "slug": "first-community-mortgage", "denial_rate_pct": 9.5, "decisioned_applications": 3298, "url": "https://financeratecalc.com/api/lender/first-community-mortgage.json"}, {"lender": "ATLANTIC BAY MORTGAGE GROUP", "slug": "atlantic-bay-mortgage-group", "denial_rate_pct": 3.6, "decisioned_applications": 3145, "url": "https://financeratecalc.com/api/lender/atlantic-bay-mortgage-group.json"}, {"lender": "VELOCIO MORTGAGE, L.L.C.", "slug": "velocio-mortgage", "denial_rate_pct": 4.0, "decisioned_applications": 3140, "url": "https://financeratecalc.com/api/lender/velocio-mortgage.json"}, {"lender": "T2 FINANCIAL LLC", "slug": "t2-financial", "denial_rate_pct": 9.2, "decisioned_applications": 3081, "url": "https://financeratecalc.com/api/lender/t2-financial.json"}, {"lender": "Primary Residential Mortgage, INC.", "slug": "primary-residential-mortgage", "denial_rate_pct": 10.7, "decisioned_applications": 3050, "url": "https://financeratecalc.com/api/lender/primary-residential-mortgage.json"}, {"lender": "Ruoff Mortgage Company", "slug": "ruoff-mortgage", "denial_rate_pct": 9.4, "decisioned_applications": 3041, "url": "https://financeratecalc.com/api/lender/ruoff-mortgage.json"}, {"lender": "JPMorgan Chase Bank, NA", "slug": "jpmorgan-chase-bank", "denial_rate_pct": 42.2, "decisioned_applications": 3035, "url": "https://financeratecalc.com/api/lender/jpmorgan-chase-bank.json"}, {"lender": "STOCKTON MORTGAGE CORPORATION", "slug": "stockton-mortgage", "denial_rate_pct": 16.3, "decisioned_applications": 2992, "url": "https://financeratecalc.com/api/lender/stockton-mortgage.json"}, {"lender": "Lakeview Community Capital", "slug": "lakeview-community-capital", "denial_rate_pct": 1.8, "decisioned_applications": 2957, "url": "https://financeratecalc.com/api/lender/lakeview-community-capital.json"}, {"lender": "ZILLOW HOME LOANS, LLC", "slug": "zillow-home-loans", "denial_rate_pct": 12.4, "decisioned_applications": 2946, "url": "https://financeratecalc.com/api/lender/zillow-home-loans.json"}, {"lender": "Flagstar Bank NA", "slug": "flagstar-bank", "denial_rate_pct": 40.7, "decisioned_applications": 2933, "url": "https://financeratecalc.com/api/lender/flagstar-bank.json"}, {"lender": "Huntington National Bank", "slug": "huntington-national-bank", "denial_rate_pct": 26.3, "decisioned_applications": 2766, "url": "https://financeratecalc.com/api/lender/huntington-national-bank.json"}, {"lender": "SECURITYNATIONAL MORTGAGE COMPANY", "slug": "securitynational-mortgage", "denial_rate_pct": 14.0, "decisioned_applications": 2761, "url": "https://financeratecalc.com/api/lender/securitynational-mortgage.json"}, {"lender": "CANOPY MORTGAGE, LLC", "slug": "canopy-mortgage", "denial_rate_pct": 4.3, "decisioned_applications": 2720, "url": "https://financeratecalc.com/api/lender/canopy-mortgage.json"}, {"lender": "M/I FINANCIAL. LLC", "slug": "m-i-financial", "denial_rate_pct": 5.2, "decisioned_applications": 2603, "url": "https://financeratecalc.com/api/lender/m-i-financial.json"}, {"lender": "US BANK, N.A.", "slug": "us-bank", "denial_rate_pct": 23.5, "decisioned_applications": 2596, "url": "https://financeratecalc.com/api/lender/us-bank.json"}, {"lender": "DAS ACQUISITION COMPANY, LLC", "slug": "das-acquisition", "denial_rate_pct": 4.7, "decisioned_applications": 2592, "url": "https://financeratecalc.com/api/lender/das-acquisition.json"}, {"lender": "VANDERBILT MORTGAGE AND FINANCE, INC", "slug": "vanderbilt-mortgage-and-finance", "denial_rate_pct": 2.7, "decisioned_applications": 2569, "url": "https://financeratecalc.com/api/lender/vanderbilt-mortgage-and-finance.json"}, {"lender": "Gold Star Mortgage Financial Group, Corporation", "slug": "gold-star-mortgage-financial-group", "denial_rate_pct": 7.0, "decisioned_applications": 2534, "url": "https://financeratecalc.com/api/lender/gold-star-mortgage-financial-group.json"}, {"lender": "WELLS FARGO BANK NA", "slug": "wells-fargo-bank", "denial_rate_pct": 48.6, "decisioned_applications": 2525, "url": "https://financeratecalc.com/api/lender/wells-fargo-bank.json"}, {"lender": "REGIONS BANK", "slug": "regions-bank", "denial_rate_pct": 40.0, "decisioned_applications": 2477, "url": "https://financeratecalc.com/api/lender/regions-bank.json"}, {"lender": "Ixonia Bank", "slug": "ixonia-bank", "denial_rate_pct": 6.7, "decisioned_applications": 2472, "url": "https://financeratecalc.com/api/lender/ixonia-bank.json"}, {"lender": "Acrisure Mortgage, LLC", "slug": "acrisure-mortgage", "denial_rate_pct": 8.8, "decisioned_applications": 2441, "url": "https://financeratecalc.com/api/lender/acrisure-mortgage.json"}, {"lender": "NATIONS LENDING CORPORATION", "slug": "nations-lending", "denial_rate_pct": 11.1, "decisioned_applications": 2424, "url": "https://financeratecalc.com/api/lender/nations-lending.json"}, {"lender": "Synergy One Lending, Inc.", "slug": "synergy-one-lending", "denial_rate_pct": 10.8, "decisioned_applications": 2372, "url": "https://financeratecalc.com/api/lender/synergy-one-lending.json"}, {"lender": "Better Mortgage Corporation", "slug": "better-mortgage", "denial_rate_pct": 49.4, "decisioned_applications": 2354, "url": "https://financeratecalc.com/api/lender/better-mortgage.json"}, {"lender": "Top Flite Financial, Inc.", "slug": "top-flite-financial", "denial_rate_pct": 15.2, "decisioned_applications": 2281, "url": "https://financeratecalc.com/api/lender/top-flite-financial.json"}, {"lender": "ENVOY MORTGAGE, LTD", "slug": "envoy-mortgage", "denial_rate_pct": 42.0, "decisioned_applications": 2264, "url": "https://financeratecalc.com/api/lender/envoy-mortgage.json"}, {"lender": "FIRST COLONY MORTGAGE CORPORAT", "slug": "first-colony-mortgage-corporat", "denial_rate_pct": 5.6, "decisioned_applications": 2261, "url": "https://financeratecalc.com/api/lender/first-colony-mortgage-corporat.json"}, {"lender": "TAYLOR MORRISON HOME FUNDING, INC.", "slug": "taylor-morrison-home-funding", "denial_rate_pct": 26.8, "decisioned_applications": 2245, "url": "https://financeratecalc.com/api/lender/taylor-morrison-home-funding.json"}, {"lender": "Ameris Bank", "slug": "ameris-bank", "denial_rate_pct": 10.2, "decisioned_applications": 2234, "url": "https://financeratecalc.com/api/lender/ameris-bank.json"}, {"lender": "M&T BANK", "slug": "mandt-bank", "denial_rate_pct": 32.6, "decisioned_applications": 2182, "url": "https://financeratecalc.com/api/lender/mandt-bank.json"}, {"lender": "Highlands Residential Mortgage, Ltd.", "slug": "highlands-residential-mortgage", "denial_rate_pct": 3.0, "decisioned_applications": 2179, "url": "https://financeratecalc.com/api/lender/highlands-residential-mortgage.json"}, {"lender": "LOANUNITED.COM, LLC", "slug": "loanunitedcom", "denial_rate_pct": 24.8, "decisioned_applications": 2168, "url": "https://financeratecalc.com/api/lender/loanunitedcom.json"}, {"lender": "HOMEAMERICAN MORTGAGE CORPORATION", "slug": "homeamerican-mortgage", "denial_rate_pct": 12.9, "decisioned_applications": 2106, "url": "https://financeratecalc.com/api/lender/homeamerican-mortgage.json"}, {"lender": "HomeBridge Financial Services, Inc", "slug": "homebridge-financial-services", "denial_rate_pct": 33.4, "decisioned_applications": 2096, "url": "https://financeratecalc.com/api/lender/homebridge-financial-services.json"}, {"lender": "Premier Mortgage Resources, LLC", "slug": "premier-mortgage-resources", "denial_rate_pct": 5.4, "decisioned_applications": 2036, "url": "https://financeratecalc.com/api/lender/premier-mortgage-resources.json"}, {"lender": "CALCON MUTUAL MORTGAGE LLC", "slug": "calcon-mutual-mortgage", "denial_rate_pct": 24.2, "decisioned_applications": 2013, "url": "https://financeratecalc.com/api/lender/calcon-mutual-mortgage.json"}, {"lender": "First Heritage Mortgage, LLC", "slug": "first-heritage-mortgage", "denial_rate_pct": 7.2, "decisioned_applications": 1999, "url": "https://financeratecalc.com/api/lender/first-heritage-mortgage.json"}, {"lender": "GATEWAY FIRST BANK", "slug": "gateway-first-bank", "denial_rate_pct": 7.7, "decisioned_applications": 1973, "url": "https://financeratecalc.com/api/lender/gateway-first-bank.json"}, {"lender": "GENEVA FINANCIAL LLC", "slug": "geneva-financial", "denial_rate_pct": 3.6, "decisioned_applications": 1968, "url": "https://financeratecalc.com/api/lender/geneva-financial.json"}, {"lender": "V.I.P. MORTGAGE, INC.", "slug": "vip-mortgage", "denial_rate_pct": 5.0, "decisioned_applications": 1848, "url": "https://financeratecalc.com/api/lender/vip-mortgage.json"}, {"lender": "Luminate Bank", "slug": "luminate-bank", "denial_rate_pct": 8.2, "decisioned_applications": 1729, "url": "https://financeratecalc.com/api/lender/luminate-bank.json"}, {"lender": "PHH Mortgage Corporation", "slug": "phh-mortgage", "denial_rate_pct": 25.0, "decisioned_applications": 1673, "url": "https://financeratecalc.com/api/lender/phh-mortgage.json"}], "metros": [{"metro": "Houston-The Woodlands-Sugar Land, TX", "slug": "houston-the-woodlands-sugar-land-tx", "denial_rate_pct": 17.7, "decisioned_applications": 33798, "url": "https://financeratecalc.com/api/metro/houston-the-woodlands-sugar-land-tx.json"}, {"metro": "Atlanta-Sandy Springs-Roswell, GA", "slug": "atlanta-sandy-springs-roswell-ga", "denial_rate_pct": 27.3, "decisioned_applications": 30568, "url": "https://financeratecalc.com/api/metro/atlanta-sandy-springs-roswell-ga.json"}, {"metro": "Phoenix-Mesa-Scottsdale, AZ", "slug": "phoenix-mesa-scottsdale-az", "denial_rate_pct": 18.2, "decisioned_applications": 27102, "url": "https://financeratecalc.com/api/metro/phoenix-mesa-scottsdale-az.json"}, {"metro": "Dallas-Plano-Irving, TX", "slug": "dallas-plano-irving-tx", "denial_rate_pct": 17.1, "decisioned_applications": 22533, "url": "https://financeratecalc.com/api/metro/dallas-plano-irving-tx.json"}, {"metro": "Riverside-San Bernardino-Ontario, CA", "slug": "riverside-san-bernardino-ontario-ca", "denial_rate_pct": 21.3, "decisioned_applications": 20759, "url": "https://financeratecalc.com/api/metro/riverside-san-bernardino-ontario-ca.json"}, {"metro": "Chicago-Naperville-Evanston, IL", "slug": "chicago-naperville-evanston-il", "denial_rate_pct": 30.0, "decisioned_applications": 17591, "url": "https://financeratecalc.com/api/metro/chicago-naperville-evanston-il.json"}, {"metro": "Tampa, FL", "slug": "tampa-fl", "denial_rate_pct": 21.7, "decisioned_applications": 15624, "url": "https://financeratecalc.com/api/metro/tampa-fl.json"}, {"metro": "Orlando-Kissimmee-Sanford, FL", "slug": "orlando-kissimmee-sanford-fl", "denial_rate_pct": 24.5, "decisioned_applications": 14863, "url": "https://financeratecalc.com/api/metro/orlando-kissimmee-sanford-fl.json"}, {"metro": "San Antonio-New Braunfels, TX", "slug": "san-antonio-new-braunfels-tx", "denial_rate_pct": 16.3, "decisioned_applications": 14615, "url": "https://financeratecalc.com/api/metro/san-antonio-new-braunfels-tx.json"}, {"metro": "Charlotte-Concord-Gastonia, NC-SC", "slug": "charlotte-concord-gastonia-nc-sc", "denial_rate_pct": 21.9, "decisioned_applications": 13573, "url": "https://financeratecalc.com/api/metro/charlotte-concord-gastonia-nc-sc.json"}, {"metro": "Denver-Aurora-Lakewood, CO", "slug": "denver-aurora-lakewood-co", "denial_rate_pct": 23.1, "decisioned_applications": 12022, "url": "https://financeratecalc.com/api/metro/denver-aurora-lakewood-co.json"}, {"metro": "Indianapolis-Carmel-Anderson, IN", "slug": "indianapolis-carmel-anderson-in", "denial_rate_pct": 23.6, "decisioned_applications": 11921, "url": "https://financeratecalc.com/api/metro/indianapolis-carmel-anderson-in.json"}, {"metro": "Los Angeles-Long Beach-Glendale, CA", "slug": "los-angeles-long-beach-glendale-ca", "denial_rate_pct": 24.9, "decisioned_applications": 11919, "url": "https://financeratecalc.com/api/metro/los-angeles-long-beach-glendale-ca.json"}, {"metro": "Fort Worth-Arlington, TX", "slug": "fort-worth-arlington-tx", "denial_rate_pct": 16.4, "decisioned_applications": 11396, "url": "https://financeratecalc.com/api/metro/fort-worth-arlington-tx.json"}, {"metro": "Las Vegas-Henderson-Paradise, NV", "slug": "las-vegas-henderson-paradise-nv", "denial_rate_pct": 18.1, "decisioned_applications": 11094, "url": "https://financeratecalc.com/api/metro/las-vegas-henderson-paradise-nv.json"}, {"metro": "Baltimore-Columbia-Towson, MD", "slug": "baltimore-columbia-towson-md", "denial_rate_pct": 23.5, "decisioned_applications": 10842, "url": "https://financeratecalc.com/api/metro/baltimore-columbia-towson-md.json"}, {"metro": "Nashville-Davidson--Murfreesboro--Franklin, TN", "slug": "nashville-davidson-murfreesboro-franklin-tn", "denial_rate_pct": 19.3, "decisioned_applications": 10673, "url": "https://financeratecalc.com/api/metro/nashville-davidson-murfreesboro-franklin-tn.json"}, {"metro": "St. Louis, MO-IL", "slug": "st-louis-mo-il", "denial_rate_pct": 20.9, "decisioned_applications": 10458, "url": "https://financeratecalc.com/api/metro/st-louis-mo-il.json"}, {"metro": "Lakeland-Winter Haven, FL", "slug": "lakeland-winter-haven-fl", "denial_rate_pct": 25.8, "decisioned_applications": 9628, "url": "https://financeratecalc.com/api/metro/lakeland-winter-haven-fl.json"}, {"metro": "Cincinnati, OH-KY-IN", "slug": "cincinnati-oh-ky-in", "denial_rate_pct": 21.2, "decisioned_applications": 9463, "url": "https://financeratecalc.com/api/metro/cincinnati-oh-ky-in.json"}, {"metro": "Jacksonville, FL", "slug": "jacksonville-fl", "denial_rate_pct": 22.2, "decisioned_applications": 9252, "url": "https://financeratecalc.com/api/metro/jacksonville-fl.json"}, {"metro": "Kansas City, MO-KS", "slug": "kansas-city-mo-ks", "denial_rate_pct": 19.5, "decisioned_applications": 8530, "url": "https://financeratecalc.com/api/metro/kansas-city-mo-ks.json"}, {"metro": "Austin-Round Rock, TX", "slug": "austin-round-rock-tx", "denial_rate_pct": 15.5, "decisioned_applications": 8503, "url": "https://financeratecalc.com/api/metro/austin-round-rock-tx.json"}, {"metro": "Columbus, OH", "slug": "columbus-oh", "denial_rate_pct": 22.2, "decisioned_applications": 8390, "url": "https://financeratecalc.com/api/metro/columbus-oh.json"}, {"metro": "Minneapolis-St. Paul-Bloomington, MN-WI", "slug": "minneapolis-st-paul-bloomington-mn-wi", "denial_rate_pct": 21.5, "decisioned_applications": 8198, "url": "https://financeratecalc.com/api/metro/minneapolis-st-paul-bloomington-mn-wi.json"}, {"metro": "Cleveland, OH", "slug": "cleveland-oh", "denial_rate_pct": 25.0, "decisioned_applications": 8028, "url": "https://financeratecalc.com/api/metro/cleveland-oh.json"}, {"metro": "Washington, DC-MD", "slug": "washington-dc-md", "denial_rate_pct": 26.8, "decisioned_applications": 7961, "url": "https://financeratecalc.com/api/metro/washington-dc-md.json"}, {"metro": "Warren-Troy-Farmington Hills, MI", "slug": "warren-troy-farmington-hills-mi", "denial_rate_pct": 27.6, "decisioned_applications": 7497, "url": "https://financeratecalc.com/api/metro/warren-troy-farmington-hills-mi.json"}, {"metro": "Marietta, GA", "slug": "marietta-ga", "denial_rate_pct": 21.3, "decisioned_applications": 7370, "url": "https://financeratecalc.com/api/metro/marietta-ga.json"}, {"metro": "Oklahoma City, OK", "slug": "oklahoma-city-ok", "denial_rate_pct": 19.1, "decisioned_applications": 7188, "url": "https://financeratecalc.com/api/metro/oklahoma-city-ok.json"}, {"metro": "New York-Jersey City-White Plains, NY-NJ", "slug": "new-york-jersey-city-white-plains-ny-nj", "denial_rate_pct": 29.1, "decisioned_applications": 7144, "url": "https://financeratecalc.com/api/metro/new-york-jersey-city-white-plains-ny-nj.json"}, {"metro": "Virginia Beach-Norfolk-Newport News, VA-NC", "slug": "virginia-beach-norfolk-newport-news-va-nc", "denial_rate_pct": 21.4, "decisioned_applications": 7090, "url": "https://financeratecalc.com/api/metro/virginia-beach-norfolk-newport-news-va-nc.json"}, {"metro": "Detroit-Dearborn-Livonia, MI", "slug": "detroit-dearborn-livonia-mi", "denial_rate_pct": 30.7, "decisioned_applications": 7052, "url": "https://financeratecalc.com/api/metro/detroit-dearborn-livonia-mi.json"}, {"metro": "Cape Coral-Fort Myers, FL", "slug": "cape-coral-fort-myers-fl", "denial_rate_pct": 23.2, "decisioned_applications": 7021, "url": "https://financeratecalc.com/api/metro/cape-coral-fort-myers-fl.json"}, {"metro": "Miami-Miami Beach-Kendall, FL", "slug": "miami-miami-beach-kendall-fl", "denial_rate_pct": 29.4, "decisioned_applications": 6975, "url": "https://financeratecalc.com/api/metro/miami-miami-beach-kendall-fl.json"}, {"metro": "Arlington-Alexandria-Reston, VA-WV", "slug": "arlington-alexandria-reston-va-wv", "denial_rate_pct": 23.6, "decisioned_applications": 6935, "url": "https://financeratecalc.com/api/metro/arlington-alexandria-reston-va-wv.json"}, {"metro": "Memphis, TN-MS-AR", "slug": "memphis-tn-ms-ar", "denial_rate_pct": 23.9, "decisioned_applications": 6760, "url": "https://financeratecalc.com/api/metro/memphis-tn-ms-ar.json"}, {"metro": "Louisville/Jefferson County, KY-IN", "slug": "louisville-jefferson-county-ky-in", "denial_rate_pct": 21.6, "decisioned_applications": 6593, "url": "https://financeratecalc.com/api/metro/louisville-jefferson-county-ky-in.json"}, {"metro": "Fort Lauderdale-Pompano Beach-Deerfield Beach, FL", "slug": "fort-lauderdale-pompano-beach-deerfield-beach-fl", "denial_rate_pct": 31.9, "decisioned_applications": 6523, "url": "https://financeratecalc.com/api/metro/fort-lauderdale-pompano-beach-deerfield-beach-fl.json"}, {"metro": "Pittsburgh, PA", "slug": "pittsburgh-pa", "denial_rate_pct": 26.2, "decisioned_applications": 6464, "url": "https://financeratecalc.com/api/metro/pittsburgh-pa.json"}, {"metro": "Birmingham-Hoover, AL", "slug": "birmingham-hoover-al", "denial_rate_pct": 22.9, "decisioned_applications": 6402, "url": "https://financeratecalc.com/api/metro/birmingham-hoover-al.json"}, {"metro": "Richmond, VA", "slug": "richmond-va", "denial_rate_pct": 22.4, "decisioned_applications": 6388, "url": "https://financeratecalc.com/api/metro/richmond-va.json"}, {"metro": "Philadelphia, PA", "slug": "philadelphia-pa", "denial_rate_pct": 27.5, "decisioned_applications": 6360, "url": "https://financeratecalc.com/api/metro/philadelphia-pa.json"}, {"metro": "Sacramento--Roseville--Arden-Arcade, CA", "slug": "sacramento-roseville-arden-arcade-ca", "denial_rate_pct": 22.5, "decisioned_applications": 6277, "url": "https://financeratecalc.com/api/metro/sacramento-roseville-arden-arcade-ca.json"}, {"metro": "Portland-Vancouver-Hillsboro, OR-WA", "slug": "portland-vancouver-hillsboro-or-wa", "denial_rate_pct": 17.9, "decisioned_applications": 6050, "url": "https://financeratecalc.com/api/metro/portland-vancouver-hillsboro-or-wa.json"}, {"metro": "Camden, NJ", "slug": "camden-nj", "denial_rate_pct": 22.4, "decisioned_applications": 6044, "url": "https://financeratecalc.com/api/metro/camden-nj.json"}, {"metro": "San Juan-Carolina-Caguas, PR", "slug": "san-juan-carolina-caguas-pr", "denial_rate_pct": 16.9, "decisioned_applications": 6039, "url": "https://financeratecalc.com/api/metro/san-juan-carolina-caguas-pr.json"}, {"metro": "Providence-Warwick, RI-MA", "slug": "providence-warwick-ri-ma", "denial_rate_pct": 21.4, "decisioned_applications": 5666, "url": "https://financeratecalc.com/api/metro/providence-warwick-ri-ma.json"}, {"metro": "Lakewood-New Brunswick, NJ", "slug": "lakewood-new-brunswick-nj", "denial_rate_pct": 24.8, "decisioned_applications": 5649, "url": "https://financeratecalc.com/api/metro/lakewood-new-brunswick-nj.json"}, {"metro": "Newark, NJ-PA", "slug": "newark-nj-pa", "denial_rate_pct": 26.6, "decisioned_applications": 5538, "url": "https://financeratecalc.com/api/metro/newark-nj-pa.json"}, {"metro": "Greenville-Anderson-Mauldin, SC", "slug": "greenville-anderson-mauldin-sc", "denial_rate_pct": 19.7, "decisioned_applications": 5514, "url": "https://financeratecalc.com/api/metro/greenville-anderson-mauldin-sc.json"}, {"metro": "Raleigh, NC", "slug": "raleigh-nc", "denial_rate_pct": 21.1, "decisioned_applications": 5455, "url": "https://financeratecalc.com/api/metro/raleigh-nc.json"}, {"metro": "Tucson, AZ", "slug": "tucson-az", "denial_rate_pct": 19.2, "decisioned_applications": 5410, "url": "https://financeratecalc.com/api/metro/tucson-az.json"}, {"metro": "Columbia, SC", "slug": "columbia-sc", "denial_rate_pct": 20.7, "decisioned_applications": 5325, "url": "https://financeratecalc.com/api/metro/columbia-sc.json"}, {"metro": "Tulsa, OK", "slug": "tulsa-ok", "denial_rate_pct": 17.0, "decisioned_applications": 5279, "url": "https://financeratecalc.com/api/metro/tulsa-ok.json"}, {"metro": "Bakersfield, CA", "slug": "bakersfield-ca", "denial_rate_pct": 20.1, "decisioned_applications": 5038, "url": "https://financeratecalc.com/api/metro/bakersfield-ca.json"}, {"metro": "Deltona-Daytona Beach-Ormond Beach, FL", "slug": "deltona-daytona-beach-ormond-beach-fl", "denial_rate_pct": 22.7, "decisioned_applications": 4951, "url": "https://financeratecalc.com/api/metro/deltona-daytona-beach-ormond-beach-fl.json"}, {"metro": "North Port-Sarasota-Bradenton, FL", "slug": "north-port-sarasota-bradenton-fl", "denial_rate_pct": 23.4, "decisioned_applications": 4890, "url": "https://financeratecalc.com/api/metro/north-port-sarasota-bradenton-fl.json"}, {"metro": "Charleston-North Charleston, SC", "slug": "charleston-north-charleston-sc", "denial_rate_pct": 18.6, "decisioned_applications": 4883, "url": "https://financeratecalc.com/api/metro/charleston-north-charleston-sc.json"}, {"metro": "Salt Lake City, UT", "slug": "salt-lake-city-ut", "denial_rate_pct": 17.3, "decisioned_applications": 4841, "url": "https://financeratecalc.com/api/metro/salt-lake-city-ut.json"}, {"metro": "Knoxville, TN", "slug": "knoxville-tn", "denial_rate_pct": 17.8, "decisioned_applications": 4726, "url": "https://financeratecalc.com/api/metro/knoxville-tn.json"}, {"metro": "Nassau County-Suffolk County, NY", "slug": "nassau-county-suffolk-county-ny", "denial_rate_pct": 22.4, "decisioned_applications": 4715, "url": "https://financeratecalc.com/api/metro/nassau-county-suffolk-county-ny.json"}, {"metro": "West Palm Beach-Boca Raton-Delray Beach, FL", "slug": "west-palm-beach-boca-raton-delray-beach-fl", "denial_rate_pct": 28.7, "decisioned_applications": 4619, "url": "https://financeratecalc.com/api/metro/west-palm-beach-boca-raton-delray-beach-fl.json"}, {"metro": "Fresno, CA", "slug": "fresno-ca", "denial_rate_pct": 20.3, "decisioned_applications": 4615, "url": "https://financeratecalc.com/api/metro/fresno-ca.json"}, {"metro": "Albuquerque, NM", "slug": "albuquerque-nm", "denial_rate_pct": 20.9, "decisioned_applications": 4614, "url": "https://financeratecalc.com/api/metro/albuquerque-nm.json"}, {"metro": "Baton Rouge, LA", "slug": "baton-rouge-la", "denial_rate_pct": 23.0, "decisioned_applications": 4548, "url": "https://financeratecalc.com/api/metro/baton-rouge-la.json"}, {"metro": "Port St. Lucie, FL", "slug": "port-st-lucie-fl", "denial_rate_pct": 27.1, "decisioned_applications": 4457, "url": "https://financeratecalc.com/api/metro/port-st-lucie-fl.json"}, {"metro": "Ocala, FL", "slug": "ocala-fl", "denial_rate_pct": 23.8, "decisioned_applications": 4300, "url": "https://financeratecalc.com/api/metro/ocala-fl.json"}, {"metro": "Lake County-Porter County-Jasper County, IN", "slug": "lake-county-porter-county-jasper-county-in", "denial_rate_pct": 21.7, "decisioned_applications": 4006, "url": "https://financeratecalc.com/api/metro/lake-county-porter-county-jasper-county-in.json"}, {"metro": "Little Rock-North Little Rock-Conway, AR", "slug": "little-rock-north-little-rock-conway-ar", "denial_rate_pct": 20.3, "decisioned_applications": 3932, "url": "https://financeratecalc.com/api/metro/little-rock-north-little-rock-conway-ar.json"}, {"metro": "Spartanburg, SC", "slug": "spartanburg-sc", "denial_rate_pct": 20.7, "decisioned_applications": 3858, "url": "https://financeratecalc.com/api/metro/spartanburg-sc.json"}, {"metro": "El Paso, TX", "slug": "el-paso-tx", "denial_rate_pct": 10.8, "decisioned_applications": 3758, "url": "https://financeratecalc.com/api/metro/el-paso-tx.json"}, {"metro": "Palm Bay-Melbourne-Titusville, FL", "slug": "palm-bay-melbourne-titusville-fl", "denial_rate_pct": 22.0, "decisioned_applications": 3744, "url": "https://financeratecalc.com/api/metro/palm-bay-melbourne-titusville-fl.json"}, {"metro": "San Diego-Carlsbad, CA", "slug": "san-diego-carlsbad-ca", "denial_rate_pct": 23.6, "decisioned_applications": 3679, "url": "https://financeratecalc.com/api/metro/san-diego-carlsbad-ca.json"}, {"metro": "Tacoma-Lakewood, WA", "slug": "tacoma-lakewood-wa", "denial_rate_pct": 18.3, "decisioned_applications": 3678, "url": "https://financeratecalc.com/api/metro/tacoma-lakewood-wa.json"}, {"metro": "Boise City, ID", "slug": "boise-city-id", "denial_rate_pct": 11.8, "decisioned_applications": 3600, "url": "https://financeratecalc.com/api/metro/boise-city-id.json"}, {"metro": "Winston-Salem, NC", "slug": "winston-salem-nc", "denial_rate_pct": 20.6, "decisioned_applications": 3567, "url": "https://financeratecalc.com/api/metro/winston-salem-nc.json"}, {"metro": "Provo-Orem, UT", "slug": "provo-orem-ut", "denial_rate_pct": 13.2, "decisioned_applications": 3565, "url": "https://financeratecalc.com/api/metro/provo-orem-ut.json"}, {"metro": "Montgomery County-Bucks County-Chester County, PA", "slug": "montgomery-county-bucks-county-chester-county-pa", "denial_rate_pct": 23.6, "decisioned_applications": 3511, "url": "https://financeratecalc.com/api/metro/montgomery-county-bucks-county-chester-county-pa.json"}, {"metro": "Greensboro-High Point, NC", "slug": "greensboro-high-point-nc", "denial_rate_pct": 22.2, "decisioned_applications": 3423, "url": "https://financeratecalc.com/api/metro/greensboro-high-point-nc.json"}, {"metro": "Dayton-Kettering, OH", "slug": "dayton-kettering-oh", "denial_rate_pct": 21.7, "decisioned_applications": 3380, "url": "https://financeratecalc.com/api/metro/dayton-kettering-oh.json"}, {"metro": "Huntsville, AL", "slug": "huntsville-al", "denial_rate_pct": 19.9, "decisioned_applications": 3296, "url": "https://financeratecalc.com/api/metro/huntsville-al.json"}, {"metro": "Augusta-Richmond County, GA-SC", "slug": "augusta-richmond-county-ga-sc", "denial_rate_pct": 22.0, "decisioned_applications": 3275, "url": "https://financeratecalc.com/api/metro/augusta-richmond-county-ga-sc.json"}, {"metro": "Allentown-Bethlehem-Easton, PA-NJ", "slug": "allentown-bethlehem-easton-pa-nj", "denial_rate_pct": 24.5, "decisioned_applications": 3270, "url": "https://financeratecalc.com/api/metro/allentown-bethlehem-easton-pa-nj.json"}, {"metro": "Wilmington, DE-MD-NJ", "slug": "wilmington-de-md-nj", "denial_rate_pct": 23.1, "decisioned_applications": 3256, "url": "https://financeratecalc.com/api/metro/wilmington-de-md-nj.json"}, {"metro": "McAllen-Edinburg-Mission, TX", "slug": "mcallen-edinburg-mission-tx", "denial_rate_pct": 11.3, "decisioned_applications": 3251, "url": "https://financeratecalc.com/api/metro/mcallen-edinburg-mission-tx.json"}, {"metro": "Omaha-Council Bluffs, NE-IA", "slug": "omaha-council-bluffs-ne-ia", "denial_rate_pct": 19.3, "decisioned_applications": 3247, "url": "https://financeratecalc.com/api/metro/omaha-council-bluffs-ne-ia.json"}, {"metro": "New Orleans-Metairie, LA", "slug": "new-orleans-metairie-la", "denial_rate_pct": 29.2, "decisioned_applications": 3121, "url": "https://financeratecalc.com/api/metro/new-orleans-metairie-la.json"}, {"metro": "Milwaukee-Waukesha-West Allis, WI", "slug": "milwaukee-waukesha-west-allis-wi", "denial_rate_pct": 29.0, "decisioned_applications": 3112, "url": "https://financeratecalc.com/api/metro/milwaukee-waukesha-west-allis-wi.json"}, {"metro": "Jackson, MS", "slug": "jackson-ms", "denial_rate_pct": 23.2, "decisioned_applications": 3003, "url": "https://financeratecalc.com/api/metro/jackson-ms.json"}, {"metro": "Hartford-West Hartford-East Hartford, CT", "slug": "hartford-west-hartford-east-hartford-ct", "denial_rate_pct": 25.8, "decisioned_applications": 2935, "url": "https://financeratecalc.com/api/metro/hartford-west-hartford-east-hartford-ct.json"}, {"metro": "Chattanooga, TN-GA", "slug": "chattanooga-tn-ga", "denial_rate_pct": 19.9, "decisioned_applications": 2896, "url": "https://financeratecalc.com/api/metro/chattanooga-tn-ga.json"}, {"metro": "Ogden-Clearfield, UT", "slug": "ogden-clearfield-ut", "denial_rate_pct": 14.6, "decisioned_applications": 2871, "url": "https://financeratecalc.com/api/metro/ogden-clearfield-ut.json"}, {"metro": "Greeley, CO", "slug": "greeley-co", "denial_rate_pct": 19.3, "decisioned_applications": 2841, "url": "https://financeratecalc.com/api/metro/greeley-co.json"}, {"metro": "Stockton-Lodi, CA", "slug": "stockton-lodi-ca", "denial_rate_pct": 22.4, "decisioned_applications": 2833, "url": "https://financeratecalc.com/api/metro/stockton-lodi-ca.json"}, {"metro": "Oakland-Hayward-Berkeley, CA", "slug": "oakland-hayward-berkeley-ca", "denial_rate_pct": 24.5, "decisioned_applications": 2823, "url": "https://financeratecalc.com/api/metro/oakland-hayward-berkeley-ca.json"}, {"metro": "Colorado Springs, CO", "slug": "colorado-springs-co", "denial_rate_pct": 18.1, "decisioned_applications": 2800, "url": "https://financeratecalc.com/api/metro/colorado-springs-co.json"}, {"metro": "Grand Rapids-Wyoming, MI", "slug": "grand-rapids-wyoming-mi", "denial_rate_pct": 25.6, "decisioned_applications": 2794, "url": "https://financeratecalc.com/api/metro/grand-rapids-wyoming-mi.json"}, {"metro": "Boston, MA", "slug": "boston-ma", "denial_rate_pct": 24.8, "decisioned_applications": 2753, "url": "https://financeratecalc.com/api/metro/boston-ma.json"}, {"metro": "Myrtle Beach-Conway-North Myrtle Beach, SC-NC", "slug": "myrtle-beach-conway-north-myrtle-beach-sc-nc", "denial_rate_pct": 24.7, "decisioned_applications": 2741, "url": "https://financeratecalc.com/api/metro/myrtle-beach-conway-north-myrtle-beach-sc-nc.json"}, {"metro": "Elgin, IL", "slug": "elgin-il", "denial_rate_pct": 23.7, "decisioned_applications": 2708, "url": "https://financeratecalc.com/api/metro/elgin-il.json"}, {"metro": "Cambridge-Newton-Framingham, MA", "slug": "cambridge-newton-framingham-ma", "denial_rate_pct": 23.5, "decisioned_applications": 2708, "url": "https://financeratecalc.com/api/metro/cambridge-newton-framingham-ma.json"}, {"metro": "Pensacola-Ferry Pass-Brent, FL", "slug": "pensacola-ferry-pass-brent-fl", "denial_rate_pct": 21.6, "decisioned_applications": 2683, "url": "https://financeratecalc.com/api/metro/pensacola-ferry-pass-brent-fl.json"}, {"metro": "Frederick-Gaithersburg-Rockville, MD", "slug": "frederick-gaithersburg-rockville-md", "denial_rate_pct": 25.5, "decisioned_applications": 2681, "url": "https://financeratecalc.com/api/metro/frederick-gaithersburg-rockville-md.json"}, {"metro": "Fayetteville-Springdale-Rogers, AR-MO", "slug": "fayetteville-springdale-rogers-ar-mo", "denial_rate_pct": 17.6, "decisioned_applications": 2652, "url": "https://financeratecalc.com/api/metro/fayetteville-springdale-rogers-ar-mo.json"}, {"metro": "Mobile, AL", "slug": "mobile-al", "denial_rate_pct": 24.0, "decisioned_applications": 2647, "url": "https://financeratecalc.com/api/metro/mobile-al.json"}, {"metro": "Wichita, KS", "slug": "wichita-ks", "denial_rate_pct": 21.3, "decisioned_applications": 2574, "url": "https://financeratecalc.com/api/metro/wichita-ks.json"}, {"metro": "St. Petersburg-Clearwater-Largo, FL", "slug": "st-petersburg-clearwater-largo-fl", "denial_rate_pct": 24.8, "decisioned_applications": 2565, "url": "https://financeratecalc.com/api/metro/st-petersburg-clearwater-largo-fl.json"}, {"metro": "Akron, OH", "slug": "akron-oh", "denial_rate_pct": 22.5, "decisioned_applications": 2559, "url": "https://financeratecalc.com/api/metro/akron-oh.json"}, {"metro": "Buffalo-Cheektowaga-Niagara Falls, NY", "slug": "buffalo-cheektowaga-niagara-falls-ny", "denial_rate_pct": 21.6, "decisioned_applications": 2524, "url": "https://financeratecalc.com/api/metro/buffalo-cheektowaga-niagara-falls-ny.json"}, {"metro": "Savannah, GA", "slug": "savannah-ga", "denial_rate_pct": 23.8, "decisioned_applications": 2509, "url": "https://financeratecalc.com/api/metro/savannah-ga.json"}, {"metro": "Visalia-Porterville, CA", "slug": "visalia-porterville-ca", "denial_rate_pct": 15.4, "decisioned_applications": 2454, "url": "https://financeratecalc.com/api/metro/visalia-porterville-ca.json"}, {"metro": "Des Moines-West Des Moines, IA", "slug": "des-moines-west-des-moines-ia", "denial_rate_pct": 22.3, "decisioned_applications": 2449, "url": "https://financeratecalc.com/api/metro/des-moines-west-des-moines-ia.json"}, {"metro": "Worcester, MA-CT", "slug": "worcester-ma-ct", "denial_rate_pct": 21.0, "decisioned_applications": 2434, "url": "https://financeratecalc.com/api/metro/worcester-ma-ct.json"}, {"metro": "Springfield, MO", "slug": "springfield-mo", "denial_rate_pct": 18.5, "decisioned_applications": 2331, "url": "https://financeratecalc.com/api/metro/springfield-mo.json"}, {"metro": "Reno, NV", "slug": "reno-nv", "denial_rate_pct": 16.2, "decisioned_applications": 2331, "url": "https://financeratecalc.com/api/metro/reno-nv.json"}, {"metro": "Wilmington, NC", "slug": "wilmington-nc", "denial_rate_pct": 20.0, "decisioned_applications": 2327, "url": "https://financeratecalc.com/api/metro/wilmington-nc.json"}, {"metro": "Gulfport-Biloxi-Pascagoula, MS", "slug": "gulfport-biloxi-pascagoula-ms", "denial_rate_pct": 23.4, "decisioned_applications": 2285, "url": "https://financeratecalc.com/api/metro/gulfport-biloxi-pascagoula-ms.json"}, {"metro": "Hagerstown-Martinsburg, MD-WV", "slug": "hagerstown-martinsburg-md-wv", "denial_rate_pct": 19.2, "decisioned_applications": 2215, "url": "https://financeratecalc.com/api/metro/hagerstown-martinsburg-md-wv.json"}, {"metro": "Scranton--Wilkes-Barre--Hazleton, PA", "slug": "scranton-wilkes-barre-hazleton-pa", "denial_rate_pct": 24.8, "decisioned_applications": 2210, "url": "https://financeratecalc.com/api/metro/scranton-wilkes-barre-hazleton-pa.json"}, {"metro": "Modesto, CA", "slug": "modesto-ca", "denial_rate_pct": 20.5, "decisioned_applications": 2154, "url": "https://financeratecalc.com/api/metro/modesto-ca.json"}, {"metro": "Seattle-Bellevue-Everett, WA", "slug": "seattle-bellevue-everett-wa", "denial_rate_pct": 24.4, "decisioned_applications": 2124, "url": "https://financeratecalc.com/api/metro/seattle-bellevue-everett-wa.json"}, {"metro": "Montgomery, AL", "slug": "montgomery-al", "denial_rate_pct": 23.0, "decisioned_applications": 2099, "url": "https://financeratecalc.com/api/metro/montgomery-al.json"}, {"metro": "Spokane-Spokane Valley, WA", "slug": "spokane-spokane-valley-wa", "denial_rate_pct": 18.9, "decisioned_applications": 2051, "url": "https://financeratecalc.com/api/metro/spokane-spokane-valley-wa.json"}, {"metro": "Corpus Christi, TX", "slug": "corpus-christi-tx", "denial_rate_pct": 15.2, "decisioned_applications": 2034, "url": "https://financeratecalc.com/api/metro/corpus-christi-tx.json"}, {"metro": "Flint, MI", "slug": "flint-mi", "denial_rate_pct": 21.3, "decisioned_applications": 2017, "url": "https://financeratecalc.com/api/metro/flint-mi.json"}, {"metro": "Hickory-Lenoir-Morganton, NC", "slug": "hickory-lenoir-morganton-nc", "denial_rate_pct": 20.4, "decisioned_applications": 2017, "url": "https://financeratecalc.com/api/metro/hickory-lenoir-morganton-nc.json"}, {"metro": "Lafayette, LA", "slug": "lafayette-la", "denial_rate_pct": 23.9, "decisioned_applications": 2008, "url": "https://financeratecalc.com/api/metro/lafayette-la.json"}, {"metro": "Fort Wayne, IN", "slug": "fort-wayne-in", "denial_rate_pct": 21.9, "decisioned_applications": 1985, "url": "https://financeratecalc.com/api/metro/fort-wayne-in.json"}, {"metro": "York-Hanover, PA", "slug": "york-hanover-pa", "denial_rate_pct": 19.8, "decisioned_applications": 1949, "url": "https://financeratecalc.com/api/metro/york-hanover-pa.json"}, {"metro": "Toledo, OH", "slug": "toledo-oh", "denial_rate_pct": 26.5, "decisioned_applications": 1941, "url": "https://financeratecalc.com/api/metro/toledo-oh.json"}, {"metro": "Lubbock, TX", "slug": "lubbock-tx", "denial_rate_pct": 9.9, "decisioned_applications": 1926, "url": "https://financeratecalc.com/api/metro/lubbock-tx.json"}, {"metro": "Youngstown-Warren-Boardman, OH-PA", "slug": "youngstown-warren-boardman-oh-pa", "denial_rate_pct": 24.3, "decisioned_applications": 1905, "url": "https://financeratecalc.com/api/metro/youngstown-warren-boardman-oh-pa.json"}, {"metro": "Canton-Massillon, OH", "slug": "canton-massillon-oh", "denial_rate_pct": 22.9, "decisioned_applications": 1885, "url": "https://financeratecalc.com/api/metro/canton-massillon-oh.json"}, {"metro": "Daphne-Fairhope-Foley, AL", "slug": "daphne-fairhope-foley-al", "denial_rate_pct": 23.5, "decisioned_applications": 1852, "url": "https://financeratecalc.com/api/metro/daphne-fairhope-foley-al.json"}, {"metro": "Shreveport-Bossier City, LA", "slug": "shreveport-bossier-city-la", "denial_rate_pct": 23.9, "decisioned_applications": 1847, "url": "https://financeratecalc.com/api/metro/shreveport-bossier-city-la.json"}, {"metro": "Lexington-Fayette, KY", "slug": "lexington-fayette-ky", "denial_rate_pct": 18.6, "decisioned_applications": 1828, "url": "https://financeratecalc.com/api/metro/lexington-fayette-ky.json"}, {"metro": "Killeen-Temple, TX", "slug": "killeen-temple-tx", "denial_rate_pct": 15.0, "decisioned_applications": 1805, "url": "https://financeratecalc.com/api/metro/killeen-temple-tx.json"}, {"metro": "Midland, TX", "slug": "midland-tx", "denial_rate_pct": 10.7, "decisioned_applications": 1786, "url": "https://financeratecalc.com/api/metro/midland-tx.json"}, {"metro": "Anaheim-Santa Ana-Irvine, CA", "slug": "anaheim-santa-ana-irvine-ca", "denial_rate_pct": 26.3, "decisioned_applications": 1783, "url": "https://financeratecalc.com/api/metro/anaheim-santa-ana-irvine-ca.json"}, {"metro": "Everett, WA", "slug": "everett-wa", "denial_rate_pct": 20.5, "decisioned_applications": 1775, "url": "https://financeratecalc.com/api/metro/everett-wa.json"}, {"metro": "Clarksville, TN-KY", "slug": "clarksville-tn-ky", "denial_rate_pct": 19.8, "decisioned_applications": 1771, "url": "https://financeratecalc.com/api/metro/clarksville-tn-ky.json"}, {"metro": "Springfield, MA", "slug": "springfield-ma", "denial_rate_pct": 21.0, "decisioned_applications": 1771, "url": "https://financeratecalc.com/api/metro/springfield-ma.json"}, {"metro": "Rochester, NY", "slug": "rochester-ny", "denial_rate_pct": 23.4, "decisioned_applications": 1754, "url": "https://financeratecalc.com/api/metro/rochester-ny.json"}, {"metro": "Salem, OR", "slug": "salem-or", "denial_rate_pct": 18.0, "decisioned_applications": 1724, "url": "https://financeratecalc.com/api/metro/salem-or.json"}, {"metro": "Waterbury-Shelton, CT", "slug": "waterbury-shelton-ct", "denial_rate_pct": 26.3, "decisioned_applications": 1710, "url": "https://financeratecalc.com/api/metro/waterbury-shelton-ct.json"}, {"metro": "Punta Gorda, FL", "slug": "punta-gorda-fl", "denial_rate_pct": 23.8, "decisioned_applications": 1686, "url": "https://financeratecalc.com/api/metro/punta-gorda-fl.json"}, {"metro": "Beaumont-Port Arthur, TX", "slug": "beaumont-port-arthur-tx", "denial_rate_pct": 12.4, "decisioned_applications": 1645, "url": "https://financeratecalc.com/api/metro/beaumont-port-arthur-tx.json"}, {"metro": "Odessa, TX", "slug": "odessa-tx", "denial_rate_pct": 12.7, "decisioned_applications": 1645, "url": "https://financeratecalc.com/api/metro/odessa-tx.json"}, {"metro": "New Haven-Milford, CT", "slug": "new-haven-milford-ct", "denial_rate_pct": 28.1, "decisioned_applications": 1620, "url": "https://financeratecalc.com/api/metro/new-haven-milford-ct.json"}, {"metro": "Tallahassee, FL", "slug": "tallahassee-fl", "denial_rate_pct": 19.6, "decisioned_applications": 1608, "url": "https://financeratecalc.com/api/metro/tallahassee-fl.json"}, {"metro": "Harrisburg-Carlisle, PA", "slug": "harrisburg-carlisle-pa", "denial_rate_pct": 23.9, "decisioned_applications": 1606, "url": "https://financeratecalc.com/api/metro/harrisburg-carlisle-pa.json"}, {"metro": "Yuma, AZ", "slug": "yuma-az", "denial_rate_pct": 13.9, "decisioned_applications": 1599, "url": "https://financeratecalc.com/api/metro/yuma-az.json"}, {"metro": "Fayetteville, NC", "slug": "fayetteville-nc", "denial_rate_pct": 24.1, "decisioned_applications": 1596, "url": "https://financeratecalc.com/api/metro/fayetteville-nc.json"}, {"metro": "Albany-Schenectady-Troy, NY", "slug": "albany-schenectady-troy-ny", "denial_rate_pct": 24.2, "decisioned_applications": 1560, "url": "https://financeratecalc.com/api/metro/albany-schenectady-troy-ny.json"}, {"metro": "Reading, PA", "slug": "reading-pa", "denial_rate_pct": 22.9, "decisioned_applications": 1557, "url": "https://financeratecalc.com/api/metro/reading-pa.json"}, {"metro": "Kingsport-Bristol-Bristol, TN-VA", "slug": "kingsport-bristol-bristol-tn-va", "denial_rate_pct": 20.1, "decisioned_applications": 1549, "url": "https://financeratecalc.com/api/metro/kingsport-bristol-bristol-tn-va.json"}, {"metro": "Kennewick-Richland, WA", "slug": "kennewick-richland-wa", "denial_rate_pct": 15.4, "decisioned_applications": 1535, "url": "https://financeratecalc.com/api/metro/kennewick-richland-wa.json"}, {"metro": "Dover, DE", "slug": "dover-de", "denial_rate_pct": 25.8, "decisioned_applications": 1518, "url": "https://financeratecalc.com/api/metro/dover-de.json"}, {"metro": "Vallejo-Fairfield, CA", "slug": "vallejo-fairfield-ca", "denial_rate_pct": 21.6, "decisioned_applications": 1502, "url": "https://financeratecalc.com/api/metro/vallejo-fairfield-ca.json"}, {"metro": "Lake County-Kenosha County, IL-WI", "slug": "lake-county-kenosha-county-il-wi", "denial_rate_pct": 28.4, "decisioned_applications": 1484, "url": "https://financeratecalc.com/api/metro/lake-county-kenosha-county-il-wi.json"}, {"metro": "Gainesville, FL", "slug": "gainesville-fl", "denial_rate_pct": 22.6, "decisioned_applications": 1476, "url": "https://financeratecalc.com/api/metro/gainesville-fl.json"}, {"metro": "Lansing-East Lansing, MI", "slug": "lansing-east-lansing-mi", "denial_rate_pct": 26.1, "decisioned_applications": 1474, "url": "https://financeratecalc.com/api/metro/lansing-east-lansing-mi.json"}, {"metro": "Laredo, TX", "slug": "laredo-tx", "denial_rate_pct": 11.5, "decisioned_applications": 1467, "url": "https://financeratecalc.com/api/metro/laredo-tx.json"}, {"metro": "Durham-Chapel Hill, NC", "slug": "durham-chapel-hill-nc", "denial_rate_pct": 23.8, "decisioned_applications": 1435, "url": "https://financeratecalc.com/api/metro/durham-chapel-hill-nc.json"}, {"metro": "Panama City, FL", "slug": "panama-city-fl", "denial_rate_pct": 24.5, "decisioned_applications": 1433, "url": "https://financeratecalc.com/api/metro/panama-city-fl.json"}, {"metro": "Huntington-Ashland, WV-KY-OH", "slug": "huntington-ashland-wv-ky-oh", "denial_rate_pct": 22.4, "decisioned_applications": 1425, "url": "https://financeratecalc.com/api/metro/huntington-ashland-wv-ky-oh.json"}, {"metro": "Slidell-Mandeville-Covington, LA", "slug": "slidell-mandeville-covington-la", "denial_rate_pct": 23.3, "decisioned_applications": 1407, "url": "https://financeratecalc.com/api/metro/slidell-mandeville-covington-la.json"}, {"metro": "Roanoke, VA", "slug": "roanoke-va", "denial_rate_pct": 18.1, "decisioned_applications": 1407, "url": "https://financeratecalc.com/api/metro/roanoke-va.json"}, {"metro": "Bridgeport-Stamford-Norwalk, CT", "slug": "bridgeport-stamford-norwalk-ct", "denial_rate_pct": 32.9, "decisioned_applications": 1405, "url": "https://financeratecalc.com/api/metro/bridgeport-stamford-norwalk-ct.json"}, {"metro": "Tuscaloosa, AL", "slug": "tuscaloosa-al", "denial_rate_pct": 22.9, "decisioned_applications": 1370, "url": "https://financeratecalc.com/api/metro/tuscaloosa-al.json"}, {"metro": "Brownsville-Harlingen, TX", "slug": "brownsville-harlingen-tx", "denial_rate_pct": 12.0, "decisioned_applications": 1369, "url": "https://financeratecalc.com/api/metro/brownsville-harlingen-tx.json"}, {"metro": "Lake Havasu City-Kingman, AZ", "slug": "lake-havasu-city-kingman-az", "denial_rate_pct": 21.7, "decisioned_applications": 1361, "url": "https://financeratecalc.com/api/metro/lake-havasu-city-kingman-az.json"}, {"metro": "Lynchburg, VA", "slug": "lynchburg-va", "denial_rate_pct": 18.3, "decisioned_applications": 1356, "url": "https://financeratecalc.com/api/metro/lynchburg-va.json"}, {"metro": "Amarillo, TX", "slug": "amarillo-tx", "denial_rate_pct": 9.0, "decisioned_applications": 1340, "url": "https://financeratecalc.com/api/metro/amarillo-tx.json"}, {"metro": "Columbus, GA-AL", "slug": "columbus-ga-al", "denial_rate_pct": 23.9, "decisioned_applications": 1329, "url": "https://financeratecalc.com/api/metro/columbus-ga-al.json"}, {"metro": "South Bend-Mishawaka, IN-MI", "slug": "south-bend-mishawaka-in-mi", "denial_rate_pct": 24.0, "decisioned_applications": 1329, "url": "https://financeratecalc.com/api/metro/south-bend-mishawaka-in-mi.json"}, {"metro": "Macon, GA", "slug": "macon-ga", "denial_rate_pct": 24.6, "decisioned_applications": 1320, "url": "https://financeratecalc.com/api/metro/macon-ga.json"}, {"metro": "Evansville, IN-KY", "slug": "evansville-in-ky", "denial_rate_pct": 19.5, "decisioned_applications": 1302, "url": "https://financeratecalc.com/api/metro/evansville-in-ky.json"}, {"metro": "Warner Robins, GA", "slug": "warner-robins-ga", "denial_rate_pct": 19.9, "decisioned_applications": 1294, "url": "https://financeratecalc.com/api/metro/warner-robins-ga.json"}, {"metro": "Portland-South Portland, ME", "slug": "portland-south-portland-me", "denial_rate_pct": 25.2, "decisioned_applications": 1282, "url": "https://financeratecalc.com/api/metro/portland-south-portland-me.json"}, {"metro": "Anchorage, AK", "slug": "anchorage-ak", "denial_rate_pct": 17.8, "decisioned_applications": 1276, "url": "https://financeratecalc.com/api/metro/anchorage-ak.json"}, {"metro": "Homosassa Springs, FL", "slug": "homosassa-springs-fl", "denial_rate_pct": 24.0, "decisioned_applications": 1274, "url": "https://financeratecalc.com/api/metro/homosassa-springs-fl.json"}, {"metro": "Davenport-Moline-Rock Island, IA-IL", "slug": "davenport-moline-rock-island-ia-il", "denial_rate_pct": 20.0, "decisioned_applications": 1247, "url": "https://financeratecalc.com/api/metro/davenport-moline-rock-island-ia-il.json"}, {"metro": "Atlantic City-Hammonton, NJ", "slug": "atlantic-city-hammonton-nj", "denial_rate_pct": 26.9, "decisioned_applications": 1244, "url": "https://financeratecalc.com/api/metro/atlantic-city-hammonton-nj.json"}, {"metro": "Pueblo, CO", "slug": "pueblo-co", "denial_rate_pct": 19.5, "decisioned_applications": 1235, "url": "https://financeratecalc.com/api/metro/pueblo-co.json"}, {"metro": "Merced, CA", "slug": "merced-ca", "denial_rate_pct": 18.8, "decisioned_applications": 1217, "url": "https://financeratecalc.com/api/metro/merced-ca.json"}, {"metro": "Gainesville, GA", "slug": "gainesville-ga", "denial_rate_pct": 21.3, "decisioned_applications": 1201, "url": "https://financeratecalc.com/api/metro/gainesville-ga.json"}, {"metro": "Rockford, IL", "slug": "rockford-il", "denial_rate_pct": 24.4, "decisioned_applications": 1199, "url": "https://financeratecalc.com/api/metro/rockford-il.json"}, {"metro": "Las Cruces, NM", "slug": "las-cruces-nm", "denial_rate_pct": 19.0, "decisioned_applications": 1176, "url": "https://financeratecalc.com/api/metro/las-cruces-nm.json"}, {"metro": "Prescott Valley-Prescott, AZ", "slug": "prescott-valley-prescott-az", "denial_rate_pct": 21.7, "decisioned_applications": 1173, "url": "https://financeratecalc.com/api/metro/prescott-valley-prescott-az.json"}, {"metro": "Crestview-Fort Walton Beach-Destin, FL", "slug": "crestview-fort-walton-beach-destin-fl", "denial_rate_pct": 21.8, "decisioned_applications": 1164, "url": "https://financeratecalc.com/api/metro/crestview-fort-walton-beach-destin-fl.json"}, {"metro": "Joplin, MO", "slug": "joplin-mo", "denial_rate_pct": 16.8, "decisioned_applications": 1146, "url": "https://financeratecalc.com/api/metro/joplin-mo.json"}, {"metro": "Sioux Falls, SD", "slug": "sioux-falls-sd", "denial_rate_pct": 19.9, "decisioned_applications": 1127, "url": "https://financeratecalc.com/api/metro/sioux-falls-sd.json"}, {"metro": "Naples-Immokalee-Marco Island, FL", "slug": "naples-immokalee-marco-island-fl", "denial_rate_pct": 25.7, "decisioned_applications": 1127, "url": "https://financeratecalc.com/api/metro/naples-immokalee-marco-island-fl.json"}, {"metro": "Kiryas Joel-Poughkeepsie-Newburgh, NY", "slug": "kiryas-joel-poughkeepsie-newburgh-ny", "denial_rate_pct": 28.0, "decisioned_applications": 1125, "url": "https://financeratecalc.com/api/metro/kiryas-joel-poughkeepsie-newburgh-ny.json"}, {"metro": "Florence, SC", "slug": "florence-sc", "denial_rate_pct": 23.0, "decisioned_applications": 1116, "url": "https://financeratecalc.com/api/metro/florence-sc.json"}, {"metro": "Burlington, NC", "slug": "burlington-nc", "denial_rate_pct": 20.1, "decisioned_applications": 1092, "url": "https://financeratecalc.com/api/metro/burlington-nc.json"}, {"metro": "Eugene, OR", "slug": "eugene-or", "denial_rate_pct": 15.9, "decisioned_applications": 1082, "url": "https://financeratecalc.com/api/metro/eugene-or.json"}, {"metro": "Waco, TX", "slug": "waco-tx", "denial_rate_pct": 12.3, "decisioned_applications": 1077, "url": "https://financeratecalc.com/api/metro/waco-tx.json"}, {"metro": "Lancaster, PA", "slug": "lancaster-pa", "denial_rate_pct": 24.0, "decisioned_applications": 1073, "url": "https://financeratecalc.com/api/metro/lancaster-pa.json"}, {"metro": "Peoria, IL", "slug": "peoria-il", "denial_rate_pct": 24.3, "decisioned_applications": 1072, "url": "https://financeratecalc.com/api/metro/peoria-il.json"}, {"metro": "Oxnard-Thousand Oaks-Ventura, CA", "slug": "oxnard-thousand-oaks-ventura-ca", "denial_rate_pct": 22.9, "decisioned_applications": 1069, "url": "https://financeratecalc.com/api/metro/oxnard-thousand-oaks-ventura-ca.json"}, {"metro": "Yakima, WA", "slug": "yakima-wa", "denial_rate_pct": 17.6, "decisioned_applications": 1054, "url": "https://financeratecalc.com/api/metro/yakima-wa.json"}, {"metro": "Fort Smith, AR-OK", "slug": "fort-smith-ar-ok", "denial_rate_pct": 20.4, "decisioned_applications": 1050, "url": "https://financeratecalc.com/api/metro/fort-smith-ar-ok.json"}, {"metro": "Manchester-Nashua, NH", "slug": "manchester-nashua-nh", "denial_rate_pct": 23.1, "decisioned_applications": 1050, "url": "https://financeratecalc.com/api/metro/manchester-nashua-nh.json"}, {"metro": "Jackson, TN", "slug": "jackson-tn", "denial_rate_pct": 20.9, "decisioned_applications": 1042, "url": "https://financeratecalc.com/api/metro/jackson-tn.json"}, {"metro": "Syracuse, NY", "slug": "syracuse-ny", "denial_rate_pct": 26.8, "decisioned_applications": 1038, "url": "https://financeratecalc.com/api/metro/syracuse-ny.json"}, {"metro": "Fort Collins, CO", "slug": "fort-collins-co", "denial_rate_pct": 22.2, "decisioned_applications": 1034, "url": "https://financeratecalc.com/api/metro/fort-collins-co.json"}, {"metro": "Lake Charles, LA", "slug": "lake-charles-la", "denial_rate_pct": 22.6, "decisioned_applications": 1020, "url": "https://financeratecalc.com/api/metro/lake-charles-la.json"}, {"metro": "Rocky Mount, NC", "slug": "rocky-mount-nc", "denial_rate_pct": 26.2, "decisioned_applications": 993, "url": "https://financeratecalc.com/api/metro/rocky-mount-nc.json"}, {"metro": "Bend-Redmond, OR", "slug": "bend-redmond-or", "denial_rate_pct": 16.5, "decisioned_applications": 992, "url": "https://financeratecalc.com/api/metro/bend-redmond-or.json"}, {"metro": "Decatur, AL", "slug": "decatur-al", "denial_rate_pct": 22.2, "decisioned_applications": 986, "url": "https://financeratecalc.com/api/metro/decatur-al.json"}, {"metro": "Vineland-Bridgeton, NJ", "slug": "vineland-bridgeton-nj", "denial_rate_pct": 22.6, "decisioned_applications": 986, "url": "https://financeratecalc.com/api/metro/vineland-bridgeton-nj.json"}, {"metro": "Longview, TX", "slug": "longview-tx", "denial_rate_pct": 12.1, "decisioned_applications": 975, "url": "https://financeratecalc.com/api/metro/longview-tx.json"}, {"metro": "Asheville, NC", "slug": "asheville-nc", "denial_rate_pct": 21.0, "decisioned_applications": 956, "url": "https://financeratecalc.com/api/metro/asheville-nc.json"}, {"metro": "Rockingham County-Strafford County, NH", "slug": "rockingham-county-strafford-county-nh", "denial_rate_pct": 23.0, "decisioned_applications": 952, "url": "https://financeratecalc.com/api/metro/rockingham-county-strafford-county-nh.json"}, {"metro": "Florence-Muscle Shoals, AL", "slug": "florence-muscle-shoals-al", "denial_rate_pct": 17.8, "decisioned_applications": 930, "url": "https://financeratecalc.com/api/metro/florence-muscle-shoals-al.json"}, {"metro": "Muskegon, MI", "slug": "muskegon-mi", "denial_rate_pct": 18.3, "decisioned_applications": 930, "url": "https://financeratecalc.com/api/metro/muskegon-mi.json"}, {"metro": "Trenton, NJ", "slug": "trenton-nj", "denial_rate_pct": 27.4, "decisioned_applications": 916, "url": "https://financeratecalc.com/api/metro/trenton-nj.json"}, {"metro": "Lafayette-West Lafayette, IN", "slug": "lafayette-west-lafayette-in", "denial_rate_pct": 22.8, "decisioned_applications": 912, "url": "https://financeratecalc.com/api/metro/lafayette-west-lafayette-in.json"}, {"metro": "Morristown, TN", "slug": "morristown-tn", "denial_rate_pct": 17.3, "decisioned_applications": 888, "url": "https://financeratecalc.com/api/metro/morristown-tn.json"}, {"metro": "Lincoln, NE", "slug": "lincoln-ne", "denial_rate_pct": 16.7, "decisioned_applications": 887, "url": "https://financeratecalc.com/api/metro/lincoln-ne.json"}, {"metro": "Sherman-Denison, TX", "slug": "sherman-denison-tx", "denial_rate_pct": 11.9, "decisioned_applications": 873, "url": "https://financeratecalc.com/api/metro/sherman-denison-tx.json"}, {"metro": "Yuba City, CA", "slug": "yuba-city-ca", "denial_rate_pct": 21.2, "decisioned_applications": 869, "url": "https://financeratecalc.com/api/metro/yuba-city-ca.json"}, {"metro": "Sebastian-Vero Beach, FL", "slug": "sebastian-vero-beach-fl", "denial_rate_pct": 25.2, "decisioned_applications": 868, "url": "https://financeratecalc.com/api/metro/sebastian-vero-beach-fl.json"}, {"metro": "Auburn-Opelika, AL", "slug": "auburn-opelika-al", "denial_rate_pct": 20.4, "decisioned_applications": 859, "url": "https://financeratecalc.com/api/metro/auburn-opelika-al.json"}, {"metro": "Grand Junction, CO", "slug": "grand-junction-co", "denial_rate_pct": 17.5, "decisioned_applications": 858, "url": "https://financeratecalc.com/api/metro/grand-junction-co.json"}, {"metro": "Jonesboro, AR", "slug": "jonesboro-ar", "denial_rate_pct": 18.6, "decisioned_applications": 851, "url": "https://financeratecalc.com/api/metro/jonesboro-ar.json"}, {"metro": "St. George, UT", "slug": "st-george-ut", "denial_rate_pct": 12.9, "decisioned_applications": 846, "url": "https://financeratecalc.com/api/metro/st-george-ut.json"}, {"metro": "Topeka, KS", "slug": "topeka-ks", "denial_rate_pct": 26.1, "decisioned_applications": 840, "url": "https://financeratecalc.com/api/metro/topeka-ks.json"}, {"metro": "Houma-Thibodaux, LA", "slug": "houma-thibodaux-la", "denial_rate_pct": 20.2, "decisioned_applications": 840, "url": "https://financeratecalc.com/api/metro/houma-thibodaux-la.json"}, {"metro": "Lexington Park, MD", "slug": "lexington-park-md", "denial_rate_pct": 19.5, "decisioned_applications": 836, "url": "https://financeratecalc.com/api/metro/lexington-park-md.json"}, {"metro": "Billings, MT", "slug": "billings-mt", "denial_rate_pct": 15.9, "decisioned_applications": 832, "url": "https://financeratecalc.com/api/metro/billings-mt.json"}, {"metro": "Dothan, AL", "slug": "dothan-al", "denial_rate_pct": 23.5, "decisioned_applications": 829, "url": "https://financeratecalc.com/api/metro/dothan-al.json"}, {"metro": "Monroe, LA", "slug": "monroe-la", "denial_rate_pct": 19.7, "decisioned_applications": 828, "url": "https://financeratecalc.com/api/metro/monroe-la.json"}, {"metro": "Idaho Falls, ID", "slug": "idaho-falls-id", "denial_rate_pct": 15.1, "decisioned_applications": 827, "url": "https://financeratecalc.com/api/metro/idaho-falls-id.json"}, {"metro": "Bowling Green, KY", "slug": "bowling-green-ky", "denial_rate_pct": 18.3, "decisioned_applications": 825, "url": "https://financeratecalc.com/api/metro/bowling-green-ky.json"}, {"metro": "Hilton Head Island-Bluffton-Beaufort, SC", "slug": "hilton-head-island-bluffton-beaufort-sc", "denial_rate_pct": 24.4, "decisioned_applications": 824, "url": "https://financeratecalc.com/api/metro/hilton-head-island-bluffton-beaufort-sc.json"}, {"metro": "Abilene, TX", "slug": "abilene-tx", "denial_rate_pct": 8.8, "decisioned_applications": 815, "url": "https://financeratecalc.com/api/metro/abilene-tx.json"}, {"metro": "Salisbury, MD-DE", "slug": "salisbury-md-de", "denial_rate_pct": 24.4, "decisioned_applications": 804, "url": "https://financeratecalc.com/api/metro/salisbury-md-de.json"}, {"metro": "Johnson City, TN", "slug": "johnson-city-tn", "denial_rate_pct": 20.8, "decisioned_applications": 802, "url": "https://financeratecalc.com/api/metro/johnson-city-tn.json"}, {"metro": "College Station-Bryan, TX", "slug": "college-station-bryan-tx", "denial_rate_pct": 11.9, "decisioned_applications": 795, "url": "https://financeratecalc.com/api/metro/college-station-bryan-tx.json"}, {"metro": "Dalton, GA", "slug": "dalton-ga", "denial_rate_pct": 19.0, "decisioned_applications": 793, "url": "https://financeratecalc.com/api/metro/dalton-ga.json"}, {"metro": "Hammond, LA", "slug": "hammond-la", "denial_rate_pct": 25.4, "decisioned_applications": 790, "url": "https://financeratecalc.com/api/metro/hammond-la.json"}, {"metro": "Olympia-Tumwater, WA", "slug": "olympia-tumwater-wa", "denial_rate_pct": 19.0, "decisioned_applications": 789, "url": "https://financeratecalc.com/api/metro/olympia-tumwater-wa.json"}, {"metro": "Elkhart-Goshen, IN", "slug": "elkhart-goshen-in", "denial_rate_pct": 19.8, "decisioned_applications": 786, "url": "https://financeratecalc.com/api/metro/elkhart-goshen-in.json"}, {"metro": "Terre Haute, IN", "slug": "terre-haute-in", "denial_rate_pct": 24.8, "decisioned_applications": 786, "url": "https://financeratecalc.com/api/metro/terre-haute-in.json"}, {"metro": "Winchester, VA-WV", "slug": "winchester-va-wv", "denial_rate_pct": 19.6, "decisioned_applications": 785, "url": "https://financeratecalc.com/api/metro/winchester-va-wv.json"}, {"metro": "Redding, CA", "slug": "redding-ca", "denial_rate_pct": 16.3, "decisioned_applications": 780, "url": "https://financeratecalc.com/api/metro/redding-ca.json"}, {"metro": "Greenville, NC", "slug": "greenville-nc", "denial_rate_pct": 20.0, "decisioned_applications": 765, "url": "https://financeratecalc.com/api/metro/greenville-nc.json"}, {"metro": "Charleston, WV", "slug": "charleston-wv", "denial_rate_pct": 23.6, "decisioned_applications": 757, "url": "https://financeratecalc.com/api/metro/charleston-wv.json"}, {"metro": "Hanford-Corcoran, CA", "slug": "hanford-corcoran-ca", "denial_rate_pct": 17.4, "decisioned_applications": 755, "url": "https://financeratecalc.com/api/metro/hanford-corcoran-ca.json"}, {"metro": "El Centro, CA", "slug": "el-centro-ca", "denial_rate_pct": 19.1, "decisioned_applications": 750, "url": "https://financeratecalc.com/api/metro/el-centro-ca.json"}, {"metro": "Springfield, OH", "slug": "springfield-oh", "denial_rate_pct": 22.5, "decisioned_applications": 746, "url": "https://financeratecalc.com/api/metro/springfield-oh.json"}, {"metro": "Anniston-Oxford-Jacksonville, AL", "slug": "anniston-oxford-jacksonville-al", "denial_rate_pct": 21.0, "decisioned_applications": 743, "url": "https://financeratecalc.com/api/metro/anniston-oxford-jacksonville-al.json"}, {"metro": "Norwich-New London, CT", "slug": "norwich-new-london-ct", "denial_rate_pct": 22.5, "decisioned_applications": 743, "url": "https://financeratecalc.com/api/metro/norwich-new-london-ct.json"}, {"metro": "Twin Falls, ID", "slug": "twin-falls-id", "denial_rate_pct": 17.3, "decisioned_applications": 722, "url": "https://financeratecalc.com/api/metro/twin-falls-id.json"}, {"metro": "Jacksonville, NC", "slug": "jacksonville-nc", "denial_rate_pct": 20.8, "decisioned_applications": 721, "url": "https://financeratecalc.com/api/metro/jacksonville-nc.json"}, {"metro": "Medford, OR", "slug": "medford-or", "denial_rate_pct": 19.1, "decisioned_applications": 718, "url": "https://financeratecalc.com/api/metro/medford-or.json"}, {"metro": "Athens-Clarke County, GA", "slug": "athens-clarke-county-ga", "denial_rate_pct": 24.7, "decisioned_applications": 717, "url": "https://financeratecalc.com/api/metro/athens-clarke-county-ga.json"}, {"metro": "Cleveland, TN", "slug": "cleveland-tn", "denial_rate_pct": 17.8, "decisioned_applications": 707, "url": "https://financeratecalc.com/api/metro/cleveland-tn.json"}, {"metro": "Hattiesburg, MS", "slug": "hattiesburg-ms", "denial_rate_pct": 23.2, "decisioned_applications": 703, "url": "https://financeratecalc.com/api/metro/hattiesburg-ms.json"}, {"metro": "Jackson, MI", "slug": "jackson-mi", "denial_rate_pct": 24.1, "decisioned_applications": 700, "url": "https://financeratecalc.com/api/metro/jackson-mi.json"}, {"metro": "Longview, WA", "slug": "longview-wa", "denial_rate_pct": 14.5, "decisioned_applications": 698, "url": "https://financeratecalc.com/api/metro/longview-wa.json"}, {"metro": "Tyler, TX", "slug": "tyler-tx", "denial_rate_pct": 13.6, "decisioned_applications": 697, "url": "https://financeratecalc.com/api/metro/tyler-tx.json"}, {"metro": "Monroe, MI", "slug": "monroe-mi", "denial_rate_pct": 20.2, "decisioned_applications": 688, "url": "https://financeratecalc.com/api/metro/monroe-mi.json"}, {"metro": "Sebring, FL", "slug": "sebring-fl", "denial_rate_pct": 22.5, "decisioned_applications": 681, "url": "https://financeratecalc.com/api/metro/sebring-fl.json"}, {"metro": "Cedar Rapids, IA", "slug": "cedar-rapids-ia", "denial_rate_pct": 19.4, "decisioned_applications": 665, "url": "https://financeratecalc.com/api/metro/cedar-rapids-ia.json"}, {"metro": "Bremerton-Silverdale, WA", "slug": "bremerton-silverdale-wa", "denial_rate_pct": 17.0, "decisioned_applications": 665, "url": "https://financeratecalc.com/api/metro/bremerton-silverdale-wa.json"}, {"metro": "Albany, GA", "slug": "albany-ga", "denial_rate_pct": 24.1, "decisioned_applications": 659, "url": "https://financeratecalc.com/api/metro/albany-ga.json"}, {"metro": "Chico, CA", "slug": "chico-ca", "denial_rate_pct": 19.6, "decisioned_applications": 658, "url": "https://financeratecalc.com/api/metro/chico-ca.json"}, {"metro": "Utica-Rome, NY", "slug": "utica-rome-ny", "denial_rate_pct": 24.1, "decisioned_applications": 656, "url": "https://financeratecalc.com/api/metro/utica-rome-ny.json"}, {"metro": "Saginaw, MI", "slug": "saginaw-mi", "denial_rate_pct": 23.8, "decisioned_applications": 652, "url": "https://financeratecalc.com/api/metro/saginaw-mi.json"}, {"metro": "Kokomo, IN", "slug": "kokomo-in", "denial_rate_pct": 24.0, "decisioned_applications": 646, "url": "https://financeratecalc.com/api/metro/kokomo-in.json"}, {"metro": "Fargo, ND-MN", "slug": "fargo-nd-mn", "denial_rate_pct": 15.8, "decisioned_applications": 641, "url": "https://financeratecalc.com/api/metro/fargo-nd-mn.json"}, {"metro": "St. Joseph, MO-KS", "slug": "st-joseph-mo-ks", "denial_rate_pct": 20.2, "decisioned_applications": 639, "url": "https://financeratecalc.com/api/metro/st-joseph-mo-ks.json"}, {"metro": "Albany, OR", "slug": "albany-or", "denial_rate_pct": 13.9, "decisioned_applications": 639, "url": "https://financeratecalc.com/api/metro/albany-or.json"}, {"metro": "Erie, PA", "slug": "erie-pa", "denial_rate_pct": 26.3, "decisioned_applications": 638, "url": "https://financeratecalc.com/api/metro/erie-pa.json"}, {"metro": "Valdosta, GA", "slug": "valdosta-ga", "denial_rate_pct": 23.3, "decisioned_applications": 635, "url": "https://financeratecalc.com/api/metro/valdosta-ga.json"}, {"metro": "Chambersburg-Waynesboro, PA", "slug": "chambersburg-waynesboro-pa", "denial_rate_pct": 22.7, "decisioned_applications": 633, "url": "https://financeratecalc.com/api/metro/chambersburg-waynesboro-pa.json"}, {"metro": "Battle Creek, MI", "slug": "battle-creek-mi", "denial_rate_pct": 32.6, "decisioned_applications": 632, "url": "https://financeratecalc.com/api/metro/battle-creek-mi.json"}, {"metro": "Rapid City, SD", "slug": "rapid-city-sd", "denial_rate_pct": 15.8, "decisioned_applications": 632, "url": "https://financeratecalc.com/api/metro/rapid-city-sd.json"}, {"metro": "Kalamazoo-Portage, MI", "slug": "kalamazoo-portage-mi", "denial_rate_pct": 28.0, "decisioned_applications": 629, "url": "https://financeratecalc.com/api/metro/kalamazoo-portage-mi.json"}, {"metro": "San Jose-Sunnyvale-Santa Clara, CA", "slug": "san-jose-sunnyvale-santa-clara-ca", "denial_rate_pct": 29.3, "decisioned_applications": 629, "url": "https://financeratecalc.com/api/metro/san-jose-sunnyvale-santa-clara-ca.json"}, {"metro": "Sierra Vista-Douglas, AZ", "slug": "sierra-vista-douglas-az", "denial_rate_pct": 23.4, "decisioned_applications": 623, "url": "https://financeratecalc.com/api/metro/sierra-vista-douglas-az.json"}, {"metro": "Staunton-Waynesboro, VA", "slug": "staunton-waynesboro-va", "denial_rate_pct": 18.1, "decisioned_applications": 614, "url": "https://financeratecalc.com/api/metro/staunton-waynesboro-va.json"}, {"metro": "Duluth, MN-WI", "slug": "duluth-mn-wi", "denial_rate_pct": 25.3, "decisioned_applications": 613, "url": "https://financeratecalc.com/api/metro/duluth-mn-wi.json"}, {"metro": "Green Bay, WI", "slug": "green-bay-wi", "denial_rate_pct": 21.6, "decisioned_applications": 612, "url": "https://financeratecalc.com/api/metro/green-bay-wi.json"}, {"metro": "Rome, GA", "slug": "rome-ga", "denial_rate_pct": 19.1, "decisioned_applications": 611, "url": "https://financeratecalc.com/api/metro/rome-ga.json"}, {"metro": "Bangor, ME", "slug": "bangor-me", "denial_rate_pct": 21.0, "decisioned_applications": 609, "url": "https://financeratecalc.com/api/metro/bangor-me.json"}, {"metro": "Racine, WI", "slug": "racine-wi", "denial_rate_pct": 27.4, "decisioned_applications": 609, "url": "https://financeratecalc.com/api/metro/racine-wi.json"}, {"metro": "Alexandria, LA", "slug": "alexandria-la", "denial_rate_pct": 23.8, "decisioned_applications": 608, "url": "https://financeratecalc.com/api/metro/alexandria-la.json"}, {"metro": "Madison, WI", "slug": "madison-wi", "denial_rate_pct": 25.3, "decisioned_applications": 604, "url": "https://financeratecalc.com/api/metro/madison-wi.json"}, {"metro": "Goldsboro, NC", "slug": "goldsboro-nc", "denial_rate_pct": 22.4, "decisioned_applications": 603, "url": "https://financeratecalc.com/api/metro/goldsboro-nc.json"}, {"metro": "Cheyenne, WY", "slug": "cheyenne-wy", "denial_rate_pct": 13.8, "decisioned_applications": 600, "url": "https://financeratecalc.com/api/metro/cheyenne-wy.json"}, {"metro": "Lewiston-Auburn, ME", "slug": "lewiston-auburn-me", "denial_rate_pct": 20.5, "decisioned_applications": 599, "url": "https://financeratecalc.com/api/metro/lewiston-auburn-me.json"}, {"metro": "Casper, WY", "slug": "casper-wy", "denial_rate_pct": 13.2, "decisioned_applications": 597, "url": "https://financeratecalc.com/api/metro/casper-wy.json"}, {"metro": "Elizabethtown-Fort Knox, KY", "slug": "elizabethtown-fort-knox-ky", "denial_rate_pct": 20.6, "decisioned_applications": 587, "url": "https://financeratecalc.com/api/metro/elizabethtown-fort-knox-ky.json"}, {"metro": "Columbia, MO", "slug": "columbia-mo", "denial_rate_pct": 21.5, "decisioned_applications": 581, "url": "https://financeratecalc.com/api/metro/columbia-mo.json"}, {"metro": "Gadsden, AL", "slug": "gadsden-al", "denial_rate_pct": 20.1, "decisioned_applications": 581, "url": "https://financeratecalc.com/api/metro/gadsden-al.json"}, {"metro": "Salinas, CA", "slug": "salinas-ca", "denial_rate_pct": 19.2, "decisioned_applications": 577, "url": "https://financeratecalc.com/api/metro/salinas-ca.json"}, {"metro": "Santa Maria-Santa Barbara, CA", "slug": "santa-maria-santa-barbara-ca", "denial_rate_pct": 20.0, "decisioned_applications": 571, "url": "https://financeratecalc.com/api/metro/santa-maria-santa-barbara-ca.json"}, {"metro": "Urban Honolulu, HI", "slug": "urban-honolulu-hi", "denial_rate_pct": 36.1, "decisioned_applications": 571, "url": "https://financeratecalc.com/api/metro/urban-honolulu-hi.json"}, {"metro": "Coeur d'Alene, ID", "slug": "coeur-dalene-id", "denial_rate_pct": 14.1, "decisioned_applications": 568, "url": "https://financeratecalc.com/api/metro/coeur-dalene-id.json"}, {"metro": "Jefferson City, MO", "slug": "jefferson-city-mo", "denial_rate_pct": 20.3, "decisioned_applications": 557, "url": "https://financeratecalc.com/api/metro/jefferson-city-mo.json"}, {"metro": "Brunswick, GA", "slug": "brunswick-ga", "denial_rate_pct": 21.7, "decisioned_applications": 557, "url": "https://financeratecalc.com/api/metro/brunswick-ga.json"}, {"metro": "Wildwood-The Villages, FL", "slug": "wildwood-the-villages-fl", "denial_rate_pct": 26.4, "decisioned_applications": 550, "url": "https://financeratecalc.com/api/metro/wildwood-the-villages-fl.json"}, {"metro": "St. Cloud, MN", "slug": "st-cloud-mn", "denial_rate_pct": 19.4, "decisioned_applications": 547, "url": "https://financeratecalc.com/api/metro/st-cloud-mn.json"}, {"metro": "San Angelo, TX", "slug": "san-angelo-tx", "denial_rate_pct": 6.4, "decisioned_applications": 545, "url": "https://financeratecalc.com/api/metro/san-angelo-tx.json"}, {"metro": "Santa Rosa, CA", "slug": "santa-rosa-ca", "denial_rate_pct": 19.7, "decisioned_applications": 534, "url": "https://financeratecalc.com/api/metro/santa-rosa-ca.json"}, {"metro": "Owensboro, KY", "slug": "owensboro-ky", "denial_rate_pct": 19.1, "decisioned_applications": 530, "url": "https://financeratecalc.com/api/metro/owensboro-ky.json"}, {"metro": "Muncie, IN", "slug": "muncie-in", "denial_rate_pct": 21.4, "decisioned_applications": 524, "url": "https://financeratecalc.com/api/metro/muncie-in.json"}, {"metro": "Michigan City-La Porte, IN", "slug": "michigan-city-la-porte-in", "denial_rate_pct": 23.4, "decisioned_applications": 517, "url": "https://financeratecalc.com/api/metro/michigan-city-la-porte-in.json"}, {"metro": "Janesville-Beloit, WI", "slug": "janesville-beloit-wi", "denial_rate_pct": 21.4, "decisioned_applications": 515, "url": "https://financeratecalc.com/api/metro/janesville-beloit-wi.json"}, {"metro": "Logan, UT-ID", "slug": "logan-ut-id", "denial_rate_pct": 12.9, "decisioned_applications": 512, "url": "https://financeratecalc.com/api/metro/logan-ut-id.json"}, {"metro": "Mansfield, OH", "slug": "mansfield-oh", "denial_rate_pct": 21.3, "decisioned_applications": 512, "url": "https://financeratecalc.com/api/metro/mansfield-oh.json"}, {"metro": "Blacksburg-Christiansburg-Radford, VA", "slug": "blacksburg-christiansburg-radford-va", "denial_rate_pct": 20.2, "decisioned_applications": 510, "url": "https://financeratecalc.com/api/metro/blacksburg-christiansburg-radford-va.json"}, {"metro": "Ponce, PR", "slug": "ponce-pr", "denial_rate_pct": 18.4, "decisioned_applications": 500, "url": "https://financeratecalc.com/api/metro/ponce-pr.json"}], "states": [{"state": "TX", "denial_rate_pct": 15.7, "url": "https://financeratecalc.com/api/state/tx.json"}, {"state": "FL", "denial_rate_pct": 24.5, "url": "https://financeratecalc.com/api/state/fl.json"}, {"state": "CA", "denial_rate_pct": 21.7, "url": "https://financeratecalc.com/api/state/ca.json"}, {"state": "GA", "denial_rate_pct": 24.7, "url": "https://financeratecalc.com/api/state/ga.json"}, {"state": "OH", "denial_rate_pct": 23.0, "url": "https://financeratecalc.com/api/state/oh.json"}, {"state": "NC", "denial_rate_pct": 21.8, "url": "https://financeratecalc.com/api/state/nc.json"}, {"state": "AZ", "denial_rate_pct": 18.7, "url": "https://financeratecalc.com/api/state/az.json"}, {"state": "PA", "denial_rate_pct": 25.6, "url": "https://financeratecalc.com/api/state/pa.json"}, {"state": "TN", "denial_rate_pct": 20.5, "url": "https://financeratecalc.com/api/state/tn.json"}, {"state": "IN", "denial_rate_pct": 22.5, "url": "https://financeratecalc.com/api/state/in.json"}, {"state": "IL", "denial_rate_pct": 27.5, "url": "https://financeratecalc.com/api/state/il.json"}, {"state": "MI", "denial_rate_pct": 27.4, "url": "https://financeratecalc.com/api/state/mi.json"}, {"state": "SC", "denial_rate_pct": 21.2, "url": "https://financeratecalc.com/api/state/sc.json"}, {"state": "VA", "denial_rate_pct": 21.8, "url": "https://financeratecalc.com/api/state/va.json"}, {"state": "AL", "denial_rate_pct": 22.9, "url": "https://financeratecalc.com/api/state/al.json"}, {"state": "MO", "denial_rate_pct": 20.2, "url": "https://financeratecalc.com/api/state/mo.json"}, {"state": "MD", "denial_rate_pct": 24.2, "url": "https://financeratecalc.com/api/state/md.json"}, {"state": "NJ", "denial_rate_pct": 24.9, "url": "https://financeratecalc.com/api/state/nj.json"}, {"state": "CO", "denial_rate_pct": 21.6, "url": "https://financeratecalc.com/api/state/co.json"}, {"state": "NY", "denial_rate_pct": 25.3, "url": "https://financeratecalc.com/api/state/ny.json"}, {"state": "WA", "denial_rate_pct": 18.7, "url": "https://financeratecalc.com/api/state/wa.json"}, {"state": "LA", "denial_rate_pct": 24.6, "url": "https://financeratecalc.com/api/state/la.json"}, {"state": "KY", "denial_rate_pct": 21.4, "url": "https://financeratecalc.com/api/state/ky.json"}, {"state": "OK", "denial_rate_pct": 20.1, "url": "https://financeratecalc.com/api/state/ok.json"}, {"state": "NV", "denial_rate_pct": 17.7, "url": "https://financeratecalc.com/api/state/nv.json"}, {"state": "UT", "denial_rate_pct": 15.2, "url": "https://financeratecalc.com/api/state/ut.json"}, {"state": "AR", "denial_rate_pct": 21.1, "url": "https://financeratecalc.com/api/state/ar.json"}, {"state": "MN", "denial_rate_pct": 22.1, "url": "https://financeratecalc.com/api/state/mn.json"}, {"state": "MS", "denial_rate_pct": 24.8, "url": "https://financeratecalc.com/api/state/ms.json"}, {"state": "MA", "denial_rate_pct": 22.9, "url": "https://financeratecalc.com/api/state/ma.json"}, {"state": "OR", "denial_rate_pct": 18.2, "url": "https://financeratecalc.com/api/state/or.json"}, {"state": "WI", "denial_rate_pct": 26.5, "url": "https://financeratecalc.com/api/state/wi.json"}, {"state": "CT", "denial_rate_pct": 26.7, "url": "https://financeratecalc.com/api/state/ct.json"}, {"state": "NM", "denial_rate_pct": 22.3, "url": "https://financeratecalc.com/api/state/nm.json"}, {"state": "KS", "denial_rate_pct": 22.7, "url": "https://financeratecalc.com/api/state/ks.json"}, {"state": "ID", "denial_rate_pct": 15.0, "url": "https://financeratecalc.com/api/state/id.json"}, {"state": "IA", "denial_rate_pct": 24.9, "url": "https://financeratecalc.com/api/state/ia.json"}, {"state": "PR", "denial_rate_pct": 17.8, "url": "https://financeratecalc.com/api/state/pr.json"}, {"state": "WV", "denial_rate_pct": 23.6, "url": "https://financeratecalc.com/api/state/wv.json"}, {"state": "NE", "denial_rate_pct": 20.7, "url": "https://financeratecalc.com/api/state/ne.json"}, {"state": "DE", "denial_rate_pct": 25.1, "url": "https://financeratecalc.com/api/state/de.json"}, {"state": "ME", "denial_rate_pct": 24.0, "url": "https://financeratecalc.com/api/state/me.json"}, {"state": "RI", "denial_rate_pct": 21.8, "url": "https://financeratecalc.com/api/state/ri.json"}, {"state": "NH", "denial_rate_pct": 23.7, "url": "https://financeratecalc.com/api/state/nh.json"}, {"state": "MT", "denial_rate_pct": 21.4, "url": "https://financeratecalc.com/api/state/mt.json"}, {"state": "WY", "denial_rate_pct": 17.6, "url": "https://financeratecalc.com/api/state/wy.json"}, {"state": "SD", "denial_rate_pct": 21.1, "url": "https://financeratecalc.com/api/state/sd.json"}, {"state": "ND", "denial_rate_pct": 17.8, "url": "https://financeratecalc.com/api/state/nd.json"}, {"state": "AK", "denial_rate_pct": 18.2, "url": "https://financeratecalc.com/api/state/ak.json"}, {"state": "HI", "denial_rate_pct": 31.4, "url": "https://financeratecalc.com/api/state/hi.json"}, {"state": "VT", "denial_rate_pct": 27.4, "url": "https://financeratecalc.com/api/state/vt.json"}, {"state": "DC", "denial_rate_pct": 29.6, "url": "https://financeratecalc.com/api/state/dc.json"}], "meta": {"source": "CFPB Home Mortgage Disclosure Act 2025", "publisher": "FinanceRateCalc", "universe": "FHA applications (loan_type 2) reaching a credit decision (action_taken 1,2,3), excluding reverse mortgages; denial = action 3", "n": 1187606, "national_denial_rate_pct": 22.08, "method": "https://financeratecalc.com/methodology.html", "license": "CC BY 4.0", "dataset_doi": "10.5281/zenodo.21575105", "verification_status": "reproducible; not independently reproduced", "verify": "https://financeratecalc.com/reconciliation.html", "caveat": "Historical observations about institutions. Not ratings, not recommendations, not predictions about any individual application. Rates reflect applicant composition as well as lender practice."}}