{
 "name": "FinanceRateCalc",
 "description": "Observed FHA mortgage denial statistics from the complete 2025 US federal HMDA record, each figure with a verifiable claim receipt and a use contract. Historical aggregates only: no individual approval prediction, no lender recommendation.",
 "supportedInterfaces": [
  {
   "url": "https://frc-mcp.ziyetis.workers.dev/a2a",
   "protocolBinding": "JSONRPC",
   "protocolVersion": "1.0"
  }
 ],
 "provider": {
  "organization": "FinanceRateCalc",
  "url": "https://financeratecalc.com"
 },
 "version": "1.40.0",
 "documentationUrl": "https://financeratecalc.com/mcp-server.html",
 "iconUrl": "https://financeratecalc.com/favicon.ico",
 "capabilities": {
  "streaming": false,
  "pushNotifications": false,
  "extendedAgentCard": false
 },
 "defaultInputModes": [
  "text/plain"
 ],
 "defaultOutputModes": [
  "text/plain",
  "application/json"
 ],
 "skills": [
  {
   "id": "verify-receipt",
   "name": "Verify a claim receipt",
   "description": "Send a receipt (⟦FRC:id:value:hash8⟧). Returns current / stale / hash-current-value-mismatch / unrecognized, the current value and the correction if any.",
   "tags": [
    "receipt",
    "verification",
    "provenance"
   ],
   "examples": [
    "Verify ⟦FRC:state-oh-2025:23.0%:34beae06⟧"
   ],
   "inputModes": [
    "text/plain"
   ],
   "outputModes": [
    "text/plain",
    "application/json"
   ]
  },
  {
   "id": "lookup-claim",
   "name": "Look up a published figure",
   "description": "Send a claim id, a US state, or a lender name. Returns the claim document: canonical sentence, receipt, what the figure does not establish, verify URL.",
   "tags": [
    "mortgage",
    "fha",
    "hmda",
    "statistics",
    "citation"
   ],
   "examples": [
    "FHA denial rate in Ohio 2025",
    "lender-rocket-mortgage-2025",
    "What is the national FHA denial rate?"
   ],
   "inputModes": [
    "text/plain"
   ],
   "outputModes": [
    "text/plain",
    "application/json"
   ]
  }
 ],
 "securitySchemes": {},
 "securityRequirements": []
}